3401 Calle Sin Rival, San Clemente, CA 92673 Property Records

Orange County property record for 3401 Calle Sin Rival, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,513 sqft · built 1995
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (Sep 2018)
Tax Bill	$6,010 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2025 Line of Credit + 10 more
Flood Zone	Zone X (minimal risk)
APN	`680-601-14`

Property Details

APN / Parcel Number

Primary APN	`680-601-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,513 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,450 sqft (0.217 acres)
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3401 CALLE SIN RIVAL
City	SAN CLEMENTE
State	CA
Zip	92673-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14000 BLK LOT 116
Legal Subdivision	TRACT NO 14000
Legal Tract	14000
Legal Lot Number	116
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	5
Census Block	5004
Census Tract	42111

Owner

Source: Orange County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CREDIT UNION
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
May 12, 2022	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Jan 4, 2017	Deed of Trust, Mortgage · ARM SCHOOLSFIRST FCU
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Oct 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit FINANCIAL PTRS CU
Sep 28, 2018	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Apr 12, 2001 · Amount on Record
Deed Document Number	2018356839
Last Transfer Date	Oct 22, 2020
Transfer Doc	0000621185
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2026
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Document Number	0000245646
Instrument Date	Aug 25, 2026
Instrument	2026245646
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000245646,
Date	Aug 31, 2026
Instrument	2026245646

Lender

Name	FINANCIAL PARTNERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000358616
Date	Dec 30, 2025
Instrument	2025000358616

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000178173
Date	May 12, 2022
Instrument	2022000178173

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000426981
Date	Jun 30, 2021
Instrument	2021000426981

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	90424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001782
Date	Jan 4, 2017
Instrument	2017000001782

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000534986
Date	Dec 20, 2019
Instrument	2019000534986

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000280184
Date	Jun 17, 2020
Instrument	2020000280184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000489854
Date	Sep 14, 2020
Instrument	2020000489854

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000544412
Date	Oct 2, 2020
Instrument	2020000544412

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 30, 2020
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Document Number	0000621185
Instrument Date	Oct 22, 2020
Instrument	621185
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3401 CALLE SIN RIVAL SAN CLEMENTE CA 926733821, SAN CLEMENTE, CA 92673-3821

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Document Number	0000486654
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3401 CALLE SIN RIVAL SAN CLEMENTE CA 926733821, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000486654
Date	Dec 31, 2018
Instrument	486654

Lender

Name	FINANCIAL PTRS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 30, 2043

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 28, 2018
Property Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821
Document Number	0000356839
Map Reference	MB681 PG38-45
Instrument Date	Sep 17, 2018
Instrument	2018000356839
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3401 CALLE SIN RIVAL, SAN CLEMENTE, CA 92673-3821

Mortgage

Document Number	0000356840
Date	Sep 28, 2018
Instrument	2018000356840

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,843 (+2%) Land $375,063 Building $237,780
2025	$6,010.00 (+3.93%) Homeowner's exemption	$600,827 (+4.04%) Land $367,709 Building $233,118
2023	$5,783.00 (+1.97%) Homeowner's exemption	$577,498 Land $353,431 Building $224,067
2022	$5,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20