3401 Cheryl Ct, San Mateo, CA 94403 Property Records

San Mateo County property record for 3401 Cheryl Ct, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,710 sqft · built 1983
Lot Size	0.098 acres (4,256 sqft)
Owner	2 Individual Names on File
Last Sale	$1,190,000 (Aug 2015)
Tax Bill	$17,537 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-571-060`

Property Details

APN / Parcel Number

Primary APN	`041-571-060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Family Room	Family Room
Game Room	Game Room
Study	Study

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	4,256 sqft (0.098 acres)
Lot Dimensions	102 ft deep x 38 ft wide
View / Lot	Corner
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3401 CHERYL CT
City	SAN MATEO
State	CA
Zip	94403-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000C
Legal Description	LOT 6 SUGARLOAF UNIT NO 2 RSM 100/15-18
Legal Subdivision	SUGARLOAF UNIT NO 2
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2010
Census Tract	607000

Owner

3401 Cheryl Ct is owned and occupied by two individuals who bought it in August 2015.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 CHERYL CT, SAN MATEO, CA 94403-3948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2015 · Amount on File
Deed Sale	Aug 6, 2015 · Amount on File
Deed Document Number	201582751
Prior Transfer Date	Feb 19, 1998
Prior Transfer Doc	0000037266
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3401 CHERYL CT, SAN MATEO, CA 94403-3948
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 CHERYL CT, SAN MATEO, CA 94403-3948

Mortgage

Document Number	0000073982
Date	May 10, 2021
Instrument	2021-073982

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	3.87%
Index	Other
Margin	3
Max Rate	6.87%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	3401 CHERYL CT, SAN MATEO, CA 94403-3948
Document Number	0000013573
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3401 CHERYL CT SAN MATEO CA 944033948, SAN MATEO, CA 94403-3948

Mortgage

Document Number	0000013573
Date	Feb 18, 2020
Instrument	13573

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Cheryl Ct was $17,537 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,436,886 (+2%) Land $718,443 Building $718,443
2025	$17,537.00 Homeowner's exemption	$1,408,712 Land $704,356 Building $704,356
2023	$16,848.00 (+1.14%) Homeowner's exemption	$1,354,012 Land $677,006 Building $677,006	$1,455,750
2022	$16,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Cheryl Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Cheryl Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Etheric Networks, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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