3401 Bright St, Norman, OK 73072 Property Records

Cleveland County property record for 3401 Bright St, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,473 sqft · built 1986
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2015)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`NC29CASAD 2 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29CASAD 2 4001`
Alternative APNs	`R0028328` `28328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
Gross Area	1,893 sqft
1st Floor Area	1,473 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	145 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28328
Street Address	3401 BRIGHT ST
City	NORMAN
State	OK
Zip	73072-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CASCADE ADDITION LOT 4 BLK 2
Legal Range	03W
Legal Township	09
Legal Section	15
Legal Subdivision	CASCADE
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3016
Census Tract	201514

Owner

3401 Bright St is owned and occupied by two individuals who acquired it in November 2021.

Source: Cleveland County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 BRIGHT ST, NORMAN, OK 73072-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2015 · Amount on File
Deed Sale	Jul 2, 2015 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	201522576
Deed Book / Page	5439 / 315
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000048399
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Sep 2, 2026
Property Address	3401 BRIGHT ST, NORMAN, OK 73072-1906
Document Number	0000026484
Book / Page	7016 / 1269
Instrument Date	Aug 26, 2026
Instrument	202626484
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 BRIGHT ST, NORMAN, OK 73072-1906

Mortgage

Document Number	0000026484,
Date	Sep 2, 2026
Book Page	7016/1269
Instrument	202626484

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2041

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Bright St was $1,975 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 Homeowner's exemption	$17,451 Land $4,150 Building $13,301	$234,259 Land $55,707 Building $178,552
2023	$1,855.00 Homeowner's exemption	$16,450 Land $3,183 Building $13,267	$201,888 Land $39,069 Building $162,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3401 Bright St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Bright St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20