Chesterfield County property record for 3401 Bluffside Dr, North Chesterfield, VA 23237
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,337 sqft · built 1890 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $25 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 786-68-05-67-000-000 |
| Primary APN | 786-68-05-67-000-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,337 sqft Finished Area |
| 1st Floor Area | 742 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 386 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 257623002 |
|---|---|
| Street Address | 3401 BLUFFSIDE DR |
| City | NORTH CHESTERFIELD |
| State | VA |
| Zip | 23237-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 - NBHD |
| Legal Description | DREWRYS BLUFF |
| Legal Subdivision | DREWRYS BLUFF |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | DALE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 100807 |
3401 Bluffside Dr is owned and occupied by two individuals who acquired it in April 2021.
Source: Chesterfield County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3401 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Apr 15, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 12, 2021 |
| Transfer Doc | 13361-928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3401 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1043 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 013361-932 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 13361/932 |
| Instrument | 2021024712 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 15, 2021 |
| Property Address | 3401 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1043 |
| Document Number | 13361-928 |
| Book / Page | 13361 / 928 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021024711 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1043 |
| Document Number | 013361-932 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 13361/932 |
| Instrument | 2021024712 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3401 BLUFFSIDE DR, NORTH CHESTERFIELD, VA 23237-1043 |
| Document Number | 12409215 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3401 BLUFFSIDE DR NORTH CHESTERFIELD VA 232371043, NORTH CHESTERFIELD, VA 23237-1043 |
| Document Number | 12409215 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 012409/000215 |
| Instrument | 31093 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25.00 | $285,300 (-4.61%) Land $54,900 Building $230,400 | $285,300 (-4.61%) Land $54,900 Building $230,400 |
| 2025 | $25.00 | $299,100 (+30.73%) Land $52,200 Building $246,900 | $299,100 (+30.73%) Land $52,200 Building $246,900 |
| 2023 | $25.00 | $228,800 Land $49,500 Building $179,300 | $228,800 Land $49,500 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3401 Bluffside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3401 Bluffside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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