3401 3rd Ave NE, Ardmore, OK 73401 Property Records

Carter County property record for 3401 3rd Ave NE, Ardmore, OK 73401

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,536 sqft · built 2020
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Sep 2023)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Sep 2023 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13508`

Property Details

APN / Parcel Number

Primary APN	`13508`
Alternative APN	`0000-35-04S-02E-2-013-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Account Number	13508
Street Address	3401 3RD AVE NE
City	ARDMORE
State	OK
Zip	73401-6976
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	BEG. 266 E OF NW/C OF NW NE NW; E 199; S37.1921W 332.76; NWRLY 102.50; N23.1449E 247.59 TO POB- 35 04S 02E
Legal Range	02E
Legal Township	04S
Legal Section	35
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3028
Census Tract	892700

Owner

3401 3rd Ave NE, a mobile home, is owned and occupied by two individuals who bought it in September 2023.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO
Sep 22, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage 21ST MORTGAGE CORP
Nov 9, 2022	Sheriff's Deed, Foreclosure OKLAHOMA TITLE
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Nov 9, 2022
Deed Document Number	20239262
Deed Book / Page	7433 / 324
Prior Transfer Date	Oct 31, 2022
Prior Transfer Doc	007309/250
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006565/052
Date	Jun 28, 2018
Book Page	6565/052
Instrument	2018-006751

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 20, 2033

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 22, 2023
Property Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976
Document Number	007433/324
Book / Page	7433 / 324
Instrument Date	Sep 6, 2023
Instrument	I-2023-009262
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OF OK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 MARKET ST, KNOXVILLE, TN 37902-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976

Mortgage

Document Number	I2023009263
Date	Sep 22, 2023
Instrument	I-2023-009263

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2048

November 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARTER OK
Recording Date	Nov 9, 2022
Property Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976
Document Number	007309/250
Book / Page	7309 / 250
Instrument Date	Oct 31, 2022
Instrument	I-2022-012775
Transaction Type	Foreclosure
Record Updated	Dec 18, 2023
Title Company	OKLAHOMA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MARKET ST, KNOXVILLE, TN 37902-2231

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 3, 2021
Property Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976
Document Number	007082/307
Book / Page	7082 / 307
Instrument Date	Jul 29, 2021
Instrument	2021-008463
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 3RD AVE NE, ARDMORE, OK 73401-6976

Mortgage

Document Number	2021008464
Date	Aug 3, 2021
Instrument	2021-008464

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 3401 3rd Ave NE was $1,985.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,033 (-17.36%) Land $3,600 Building $12,433	$133,605 (-17.37%) Land $30,000 Building $103,605
2025	$1,985.00	$19,402 Land $3,600 Building $15,802	$161,687 Land $30,000 Building $131,687
2023	$1,880.00 (+431.07%)	$18,204 (+405.67%) Land $3,600 Building $14,604	$151,701 (+405.67%) Land $30,000 Building $121,701
2022	$354.00	$3,600 Land $3,600	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3401 3rd Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 3rd Ave NE is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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