3401 2nd Ave, McHenry, IL 60050 Property Records

McHenry County property record for 3401 2nd Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 1905
Lot Size	0.215 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2024)
Tax Bill	$4,309 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-26-254-004`

Property Details

APN / Parcel Number

Primary APN	`09-26-254-004`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	792 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.215 acres)
Porch	Porch
Porch Area	112 sqft
Deck Area	112 sqft

Location & Zoning

Street Address	3401 2ND AVE
City	MCHENRY
State	IL
Zip	60050-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0032950 LT 4 BLK 1 FEGERS OUTLTS
Legal Subdivision	FEGERS OUTLTS
Legal Block	1
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3029
Census Tract	870604

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 MORSE DR, NORTHLAKE, IL 60164-2625
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
May 28, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on Record
Deed Sale	Dec 13, 2024 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Prior Transfer Date	Dec 30, 1993
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 22, 2020
Property Address	3401 2ND AVE, MCHENRY, IL 60050-4410
Document Number	0000044289
Map Reference	MB 1 G 59
Instrument Date	Sep 18, 2020
Instrument	2020R0044289
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 2ND AVE, MCHENRY, IL 60050-4410

Mortgage

Document Number	0000044290
Date	Oct 22, 2020
Instrument	2020R0044290

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 28, 2020
Property Address	3401 2ND AVE, MCHENRY, IL 60050-4410
Document Number	0000018672
Instrument Date	May 18, 2020
Instrument	18672
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$113.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 100 WONDER LAKE IL 600970100, WONDER LAKE, IL 60097-0100

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,309.00	$61,882 (+20.32%) Land $7,322 Building $54,560	$185,646 (+20.32%) Land $21,966 Building $163,680
2022	Homeowner's exemption	$51,433 Land $6,086 Building $45,347	$154,299 Land $18,258 Building $136,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on 2nd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures