Okaloosa County property record for 3400 Whisper Ln, Crestview, FL 32539
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 2004 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $711 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-6240-3 |
| Primary APN | C56-000-596-6240-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,500 sqft |
| 1st Floor Area | 1,980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 326,700 sqft (7.5 acres) |
| Porch | Florida Room |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3400 MCKENZIE LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | NE1/4 OF NW1/4 OF NW1/4 LESS R/W AS OR LESS E 164.22 FT SOLD |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 24 |
| Legal Block | 7 |
| Legal Lot Number | 90 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 20306 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3400 MCKENZIE LN, CRESTVIEW, FL 32539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2009 |
| Deed Sale | May 8, 2009 |
| Deed Document Number | 20092563498 |
| Deed Book / Page | 2887 / 2762 |
| Prior Transfer Date | May 14, 2002 |
| Prior Transfer Doc | 0001922358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3400 WHISPER LN, CRESTVIEW, FL 32539 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033704831 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 3370/4831 |
| Instrument | 3237498 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2028 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $711.00 (+6.92%) Homeowner's exemption Disabled Person's exemption | $104,575 (+5.99%) | $174,389 (+22.27%) Land $31,002 Building $143,387 |
| 2023 | $665.00 (-3.34%) Homeowner's exemption Disabled Person's exemption | $98,668 (+3%) | $142,626 (+15.38%) Land $26,339 Building $116,287 |
| 2022 | $688.00 Homeowner's exemption Disabled Person's exemption | $95,794 | $123,616 Land $24,616 Building $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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