Cherokee County property record for 3400 Upper Peachtree Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4 ba · 2,534 sqft · built 2007 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $6,000 (Jun 1993) |
| Tax Bill | $2,679 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553300138088000 |
| Primary APN | 553300138088000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Heated Area |
| Upper Floors Area | 1,316 sqft |
| Basement Area | 1,218 sqft |
| Finished Basement | 1,218 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 98,881 sqft (2.27 acres) |
| Lot Dimensions | 390 ft deep x 180 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 119 sqft |
| Deck Area | 710 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 440045080201 |
|---|---|
| Street Address | 3400 UPPER PEACHTREE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | CHRISTOPHER 678/158 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930401 |
3400 Upper Peachtree Rd, a rural home, is owned and occupied by two individuals who bought it in June 1993.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3400 UPPER PEACHTREE RD, MURPHY, NC 28906-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1993 · Amount on File |
| Deed Sale | Jun 1, 1993 · Amount on File |
| Deed Document Number | 0006780158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 3400 UPPER PEACHTREE RD, MURPHY, NC 28906-3730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 1685/875 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 1685/875 |
| Instrument | 4619 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 3400 UPPER PEACHTREE RD, MURPHY, NC 28906-3730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1657/422 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 1657/422 |
| Instrument | 5293 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 1, 2030 |
The 2025 property tax bill for 3400 Upper Peachtree Rd was $2,679.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,679.00 | $370,630 | $370,630 Land $14,060 Building $356,570 |
| 2023 | $370,630 | $370,630 Land $14,060 Building $356,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3400 Upper Peachtree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3400 Upper Peachtree Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
4G LTE (outdoors only), no 5G reported
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