3400 Thomas Rd, Oxford, MI 48371 Property Records

Oakland County property record for 3400 Thomas Rd, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,353 sqft · built 1969
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2020)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P-04-04-301-009`

Property Details

APN / Parcel Number

Primary APN	`P-04-04-301-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,127 sqft
Unfinished Basement	1,127 sqft
Game Room	Game Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	62,726 sqft (1.44 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Deck Area	536 sqft
Patio Area	1,072 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3400 THOMAS RD
City	OXFORD
State	MI
Zip	48371-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T5N, R10E, SEC 4 LUDWIG HEIGHTS LOT 10
Legal Range	10E
Legal Township	05N
Legal Section	04
Legal Subdivision	LUDWIG HEIGHTS
Legal Lot Number	10
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3005
Census Tract	121400

Owner

3400 Thomas Rd is owned and occupied by an individual who bought it in March 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3400 THOMAS RD, OXFORD, MI 48371-1437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Warranty Deed, Transfer · Conventional with PMI OMEGA LNDG
Aug 11, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 14, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Dec 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Jan 14, 2020 · Amount on File
Deed Document Number	202041896
Deed Book / Page	53891 / 245
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0000204586
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 2, 2020
Property Address	3400 THOMAS RD, OXFORD, MI 48371-1437
Document Number	0000041896
Book / Page	053891 / 000245
Instrument Date	Feb 19, 2020
Instrument	41896
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2025 FOX HILL DR #7 GRAND BLANC MI 484395234, 7, GRAND BLANC, MI 48439-5234

Mortgage

Document Number	37560
Date	Mar 2, 2020
Book Page	053865/000001
Instrument	37560

Lender

Name	OMEGA LNDG
Address	ROYAL OAK, MI 48067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 11, 2020
Property Address	3400 THOMAS RD, OXFORD, MI 48371-1437
Document Number	0000158373
Book / Page	054636 / 000113
Instrument Date	Feb 11, 2020
Instrument	158373
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 THOMAS RD OXFORD MI 483711437, OXFORD, MI 48371-1437

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 14, 2020
Property Address	3400 THOMAS RD, OXFORD, MI 48371-1437
Document Number	0000008343
Book / Page	053698 / 000068
Instrument Date	Dec 17, 2019
Instrument	8343
Transaction Type	Foreclosure
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$776.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2065 E WEST MAPLE RD #C311 COMMERCE TOWNSHIP MI 483903834, C311, COMMERCE TOWNSHIP, MI 48390-3834

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 6, 2019
Property Address	3400 THOMAS RD, OXFORD, MI 48371-1437
Document Number	0000204586
Book / Page	053583 / 000699
Instrument Date	Nov 20, 2019
Instrument	204586
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1174 W HILL RD #1 FLINT MI 485074776, 1, FLINT, MI 48507-4776

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Thomas Rd was $2,242 with a homeowner's exemption, down 37.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (-37.34%) Homeowner's exemption	$125,350	$250,700
2024	$3,578.00
2023		$107,170	$214,340
2021	$3,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3400 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Thomas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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