Jackson County property record for 3400 Sapp Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,920 sqft · built 1981 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (May 2016) |
| Tax Bill | $1,375 (2024) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-5N-12-0000-0110-0020 |
| Primary APN | 23-5N-12-0000-0110-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 612 sqft |
|---|---|
| Porch | Florida Room |
| Deck Area | 176 sqft |
| Lean-To | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Cistern |
| Street Address | 3400 SAPP RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-6926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 251 P 573 COMM AT INTERS OF N LINE OF NW1/4 OF NW1/4 & E SIDE CTY RD RUNNING N&S, RUN S 58 FT TO BEGIN, RUN E 210 FT N 210 FT, W 210 FT, S 210 FT TO POB. BEING IN NW1/4 OF NW1/4 OF SECT 26 & SW1/4 OF SW1/4 OF SECT 23...LESS RTWY PER OR 429 P 712.. |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 23 |
| Legal Subdivision | SIDE CTY RD RUN |
| Legal Block | 20 |
| Legal Lot Number | 110 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 210400 |
Source: Jackson County records · APN 23-5N-12-0000-0110-0020
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3400 SAPP RD, COTTONDALE, FL 32431-6926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2016 · Amount on Record |
| Deed Sale | May 04, 2016 · Amount on Record |
| Prior Sale | Mar 03, 2009 · Amount on Record |
| Deed Document Number | 20164382 |
| Deed Book / Page | 1492 / 504 |
| Prior Transfer Date | Apr 15, 2005 |
| Prior Transfer Doc | 0010160664 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3400 SAPP RD, COTTONDALE, FL 32431-6926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015900927 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 1590/0927 |
| Instrument | 201832012588 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $152,052 (+2.9%) | $209,663 (-1.2%) Land $8,075 Building $201,588 |
| 2024 | $1,375.00 (+6.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $147,767 (+3%) | $212,207 (+2.12%) Land $8,075 Building $204,132 |
| 2023 | $1,291.00 (+10.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $143,463 (+3%) | $207,809 (+19.95%) Land $8,075 Building $199,734 |
| 2022 | $1,165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $139,284 | $173,242 Land $7,600 Building $165,642 |
Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 7 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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