3400 Neap Pl, Oxnard, CA 93035 Property Records

Ventura County property record for 3400 Neap Pl, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1977
Square Footage1,809 sqft Living Area
Lot Size7,579 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2015)
Tax Bill$7,743.00 (2025)

Owner

Source: Ventura County records · APN 187-0-162-145

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3400 NEAP PL, OXNARD, CA 93035-2207
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
NORTHROP GRUMMAN FEDERAL CREDIT UNION
Jan 31, 2024Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 10, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Apr 29, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 31, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Oct 16, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jul 23, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2015 · Amount on Record
Deed SaleJun 04, 2015 · Amount on Record
Prior SaleOct 02, 2001 · Amount on Record
Deed Doc Number201584578
Prior Transfer DateOct 29, 2004
Prior Transfer Doc0000013862
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Recording DateJun 22, 2026
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Document Number0000045322
Instrument DateJun 11, 2026
Instrument202645322
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address3400 NEAP PL, OXNARD, CA 93035-2207

Mortgage

Document Number0000045322,
DateJun 22, 2026
Instrument202645322
Lender
NameNORTHROP GRUMMAN FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 16, 2046
Interest
Rate TypeAdjustable Rate
Rate7.88%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 NEAP PL, OXNARD, CA 93035-2207

Mortgage

Document Number0000005709
DateJan 31, 2024
Instrument2024000005709
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 01, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 NEAP PL, OXNARD, CA 93035-2207

Mortgage

Document Number2022000083654
DateAug 10, 2022
Instrument2022000083654
Lender
NameDISCOVER BANK
TypeBank
AddressOXNARD, CA 93035
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 10, 2032

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 NEAP PL, OXNARD, CA 93035-2207

Mortgage

Document Number0000087074
DateApr 29, 2021
Instrument20210429-00087074
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term347 Months
DueMar 01, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000100101
DateAug 31, 2018
Instrument20180831-00100101
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000126065
DateOct 16, 2019
Instrument20191016-00126065
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3400 NEAP PL, OXNARD, CA 93035-2207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000107594
DateJul 23, 2020
Instrument20200723-00107594
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$643,581 (+2%) Land $418,637 Building $224,944
2025$7,743.00 (+2.24%) Homeowner's exemption$630,962 (+4.04%) Land $410,428 Building $220,534
2024$7,573.00 (+3.8%)
2023$7,296.00 (+3.12%) Homeowner's exemption$606,462 Land $394,491 Building $211,971
2022$7,075.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN187-0-162-145

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,809 sqft Living Area
1st Floor918 sqft 1st Floor
2nd Floor891 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area7,579 sqft (0.174 acres)
Depth X Width110 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area625 sqft Garage
Patio Area264 sqft Patio
PorchPorch
Porch Area118 sqft Porch

Location & Zoning

Street Address3400 NEAP PL
CityOXNARD
StateCA
Zip93035-2207
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 249400 LOT: 76 REF: 069MR 007
Legal Subdivision2494
Legal Tract249400
Legal Block162
Legal Lot Number76
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup2
Census Block2009
Census Tract3614

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