Osceola County property record for 3400 Michigan Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,896 sqft Heated Area |
| Lot Size | 95,396 sqft (2.19 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,256.00 (2025) |
| Primary APN | 85048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,896 sqft Heated Area |
| Gross Area | 2,188 sqft Gross Area |
| 1st Floor | 1,896 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 95,396 sqft (2.19 acres) |
| Deck Area | 96 sqft Deck |
| Porch | Open Porch |
| Porch Area | 292 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 85048 |
|---|---|
| Street Address | 3400 MICHIGAN AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5773 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 5 N 1/2 OF LOT 48 LESS N 15 FT & LESS E 5 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 85048
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3400 MICHIGAN AVE, SAINT CLOUD, FL 34769-5773 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2004 |
| Deed Sale | Jan 07, 2004 |
| Prior Sale | Dec 30, 2003 |
| Deed Doc Number | 0241702479 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3400 MICHIGAN AVE, SAINT CLOUD, FL 34769-5773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059052973 |
|---|---|
| Date | Mar 08, 2021 |
| Book Page | 5905/2973 |
| Instrument | 2021033257 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,256.00 (+8.09%) Homeowner's exemption | $113,066 (+5.99%) | $324,200 (+5.02%) Land $88,700 Building $235,500 |
| 2023 | $1,162.00 (+4.97%) Homeowner's exemption | $106,680 (+3%) | $308,700 (+45.89%) Land $78,800 Building $229,900 |
| 2022 | $1,107.00 Homeowner's exemption | $103,573 | $211,600 Land $78,800 Building $132,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 658 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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