3400 Lindi Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 3400 Lindi Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,565 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Apr 2025)
Tax Bill	$8,242 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`260-0390-027-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0390-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,565 sqft Living Area
1st Floor Area	1,502 sqft
2nd Floor Area	1,063 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3400 LINDI CT
City	CARMICHAEL
State	CA
Zip	95608-3970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3 (NPA)
Legal Description	SEEDERS ESTATES, LOT 12
Legal Subdivision	SEEDERS ESTATES
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4005
Census Tract	7801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 22, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 11, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Sep 12, 2024 · Amount on Record
Deed Book / Page	20250422 / 852
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970

Mortgage

Document Number	0000001798
Date	Nov 23, 2021
Instrument	2021112301798

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970

Mortgage

Document Number	0000000631
Date	Dec 17, 2021
Instrument	2021121700631

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 22, 2025
Property Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970
Document Number	0000000852
Instrument Date	Apr 11, 2025
Instrument	202504220852
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATL TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970

Mortgage

Document Number	0000000853
Date	Apr 22, 2025
Instrument	202504220853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 11, 2018
Property Address	3400 LINDI CT, CARMICHAEL, CA 95608-3970
Document Number	1801110752
Instrument Date	Jan 9, 2018
Instrument	1801110752
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3400 LINDI CT CARMICHAEL CA 956083970, CARMICHAEL, CA 95608-3970

Mortgage

Document Number	1801110753
Date	Jan 11, 2018
Instrument	1801110753

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,100 (+28.25%) Land $153,000 Building $719,100
2025	$8,242.00 (-0.46%)	$680,000 (+24.6%) Land $150,000 Building $530,000
2024	$8,280.00 (+26.41%)
2023	$6,550.00 (+2.06%) Homeowner's exemption	$545,726 Land $136,704 Building $409,022
2022	$6,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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