3400 Kentch Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3400 Kentch Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4,464 sqft · built 2003
Lot Size	5.01 acres (218,671 sqft)
Owner	2 Individual Names on File
Last Sale	$562,000 (Mar 2016)
Tax Bill	$6,893 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-15.0-0-000-011.16`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-15.0-0-000-011.16`

Interior

Stories	1 Story
Building Area	4,464 sqft Living Area
Gross Area	5,289 sqft
1st Floor Area	3,664 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	218,671 sqft
Garage Type	Attached
Garage Area	825 sqft

Location & Zoning

Street Address	3400 KENTCH RD
City	FESTUS
State	MO
Zip	63028-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOK STONE PHS 3 LOT SPLIT LOT 1
Legal Range	6E
Legal Township	39N
Legal Section	15
Legal Subdivision	BROOK STONE PHS 3
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2018
Census Tract	701403

Owner

3400 Kentch Rd is owned and occupied by two individuals who bought it in March 2016.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3400 KENTCH RD, FESTUS, MO 63028-4849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
May 26, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2016 · Amount on File
Deed Sale	Mar 4, 2016 · Amount on File
Deed Document Number	20166028
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3400 KENTCH RD, FESTUS, MO 63028-4849
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	021R005633
Date	Feb 5, 2021
Instrument	2021R-005633

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3400 KENTCH RD, FESTUS, MO 63028-4849
Document Number	0000017683
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3400 KENTCH RD FESTUS MO 630284849, FESTUS, MO 63028-4849

Mortgage

Document Number	0000017683
Date	Jun 12, 2017
Instrument	17683

Lender

Name	PNC BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 11, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3400 Kentch Rd was $6,893.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,500 (-) Land $5,900 Building $102,600	$571,200 Land $31,100 Building $540,100
2025	$6,893.00	$108,500 Land $5,900 Building $102,600
2024			$571,200 (+8.68%) Land $31,100 Building $540,100
2023	$6,381.00	$99,900 Land $5,900 Building $94,000	$525,600 Land $31,100 Building $494,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3400 Kentch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Kentch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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