3400 Columbus St, Gainesville, TX 76240 Property Records

Cooke County property record for 3400 Columbus St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 2003
Lot Size0.19 acres (8,289 sqft)
Owner2 Individual Names on File
Last Sale$284,690 (Aug 2022)
Tax Bill$5,813 (2026)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2132-003-00001

Property Details

APN / Parcel Number

Primary APN2132-003-00001
Alternative APN
  • 115239

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,818 sqft Living Area
Gross Area2,623 sqft
1st Floor Area1,818 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,289 sqft (0.19 acres)
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area225 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2132-003-00001
Street Address3400 COLUMBUS ST
CityGAINESVILLE
StateTX
Zip76240-0489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHALMERS ESTATES; BLOCK 3; LOT 1; PHASE 1
Legal SubdivisionCHALMERS ESTATES
Legal Phase1
Legal Block3
Legal Lot Number1
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group1
Census Block1005
Census Tract1100

Owner

3400 Columbus St is owned and occupied by two individuals who bought it in August 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3400 COLUMBUS ST, GAINESVILLE, TX 76240-0489
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2022 · Amount on File
Deed SaleAug 8, 2022 · Amount on File
Prior SaleDec 28, 2012 · Amount on File
Deed Document Number20226789
Deed Book / Page2530 / 165
Prior Transfer DateDec 27, 2012
Prior Transfer Doc1846/439
Record UpdatedOct 29, 2026

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateAug 8, 2022
Property Address3400 COLUMBUS ST, GAINESVILLE, TX 76240-0489
Document Number002530/165
Book / Page2530 / 165
Map ReferenceCAB A SL 123
Instrument DateAug 5, 2022
Instrument2022-6789
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3400 COLUMBUS ST, CALLISBURG, TX 76240-0489

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 COUNTY ROAD 164, WHITESBORO, TX 76273-4791

Mortgage

Document Number0020226790
DateAug 8, 2022
Instrument2022-6790
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3400 Columbus St was $5,813 with exemptions applied, up 30.2% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,813.00 (+30.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$277,870 (-4.23%) Land $49,500 Building $228,370$277,870 (-4.23%) Land $49,500 Building $228,370
2025$4,464.00 (+0.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$290,148 Land $49,500 Building $240,648$290,148 Land $49,500 Building $240,648
2024$4,450.00
2023$275,123 Land $41,250 Building $233,873$275,123 Land $41,250 Building $233,873
2022$4,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3400 Columbus St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (1981–2015)
Claims Outside the SFHA7 of 16
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 6 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Columbus St is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 79% of Texas
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Element8
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

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