3400 Chula Dr, Westminster, MD 21157 Property Records

Carroll County property record for 3400 Chula Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,007 sqft · built 2003
Lot Size	2.57 acres (111,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2025)
Tax Bill	$6,707 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-030301`

Property Details

APN / Parcel Number

Primary APN	`09-030301`
Alternative APNs	`9030301` `030301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,007 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	111,949 sqft (2.57 acres)
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	030301
Street Address	3400 CHULA DR
City	WESTMINSTER
State	MD
Zip	21157-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 2 - 2.57 ACS 3400 CHULA DR PLT 34-149 CHULA VISTA
Legal Subdivision	CHULA VISTA
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2009
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3400 CHULA DR, WESTMINSTER, MD 21157-8121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Nov 3, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Mar 21, 2003 · Amount on Record
Deed Book / Page	11605 / 108
Prior Transfer Date	Aug 22, 2008
Prior Transfer Doc	0056070607
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3400 CHULA DR, WESTMINSTER, MD 21157-8121
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CYPRESS TITLE COMPANY, EXPRESS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101990500
Date	Apr 7, 2021
Book Page	10199/500

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 3, 2025
Property Address	3400 CHULA DR, WESTMINSTER, MD 21157-8121
Document Number	0116050108
Book / Page	11605 / 108
Map Reference	MB 34 PG 149
Instrument Date	Oct 29, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3400 CHULA DR, WESTMINSTER, MD 21157-8121

Mortgage

Document Number	0011605113
Date	Nov 3, 2025
Instrument	11605/113

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,707.00 (+6.66%) Homeowner's exemption	$593,567 (+5.74%)	$625,800 (-) Land $215,700 Building $410,100
2025	$6,288.00 (+10.1%) Homeowner's exemption	$561,333 (+11.06%)	$625,800 (+18.28%) Land $215,700 Building $410,100
2023	$5,711.00 Homeowner's exemption	$505,433	$529,100 Land $195,700 Building $333,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000

May also be available: Xfinity.

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