3400 Campbell Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3400 Campbell Dr, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,955 sqft · built 1963
Lot Size	0.529 acres (23,043 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Jun 2026)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`131-051-24`

Property Details

APN / Parcel Number

Primary APN	`131-051-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,955 sqft Living Area
1st Floor Area	1,147 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	23,043 sqft (0.529 acres)
Garage Type	Carport
Carport	Carport
Porch	Enclosed/Finished Porch
Porch Area	140 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3400 CAMPBELL DR
City	CHARLOTTE
State	NC
Zip	28205-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L8 M66-940
Legal Subdivision	LLOYD CAMPBELL PROPERTY
Legal Block	1
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	4
Census Block	4004
Census Tract	1702

Owner

Source: Mecklenburg County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage TERNUS LENDING LLC
Jun 17, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 2, 2020	Deed of Trust, Construction Loan · Line of Credit PARK NAT'L BK
Jun 9, 2020	Warranty Deed, Transfer · Construction Mortgage LEE S BAKER
Mar 24, 2020	Warranty Deed, Transfer · Commercial Mortgage AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Dec 30, 2025 · Amount on Record
Deed Document Number	202664655
Deed Book / Page	40508 / 459
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11502 E 35TH ST S, INDEPENDENCE, MO 64052-2764

Mortgage

Document Number	0000133836
Date	Dec 30, 2025
Book Page	40107/455
Instrument	2025133836

Lender

Name	TERNUS LENDING LLC
Type	Non-Lending Institution
Address	ROCKY HILL, CT 06067

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jul 1, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 17, 2026
Property Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Document Number	0000064655
Book / Page	40508 / 459
Instrument Date	Jun 17, 2026
Instrument	202664655
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TRYON TITLE AGENCY LLC, TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537

Mortgage

Document Number	0000064656,
Date	Jun 17, 2026
Instrument	202664656

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 30, 2020
Property Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Document Number	0000200357
Book / Page	35366 / 235
Map Reference	MB 66 PG 940
Instrument Date	Nov 25, 2020
Instrument	2020200357
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2433 THE PLZ, 2433, CHARLOTTE, NC 28205-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537

Mortgage

Document Number	0000200358
Date	Nov 30, 2020
Instrument	2020200358

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 2, 2020
Property Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Document Number	0000140848
Book / Page	035010 / 000001
Instrument Date	Sep 2, 2020
Instrument	140848
Transaction Type	Construction Loan
Record Updated	Oct 1, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8939 ROCKY RIVER RD HARRISBURG NC 28075, HARRISBURG, NC 28075

Mortgage

Document Number	0000140848
Date	Sep 2, 2020
Book Page	035010/000001
Instrument	140848

Lender

Name	PARK NAT'L BK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2021

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 9, 2020
Property Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Document Number	0000083862
Book / Page	034668 / 000579
Instrument Date	Jun 9, 2020
Instrument	83862
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1130 HARDING PL CHARLOTTE NC 282042825, CHARLOTTE, NC 28204-2825

Mortgage

Document Number	83863
Date	Jun 9, 2020
Book Page	034668/000581
Instrument	83863

Lender

Name	LEE S BAKER
Address	1029 RICHMOND AVE, STAUNTON, VA 24401-4905

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 8, 2021

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 24, 2020
Property Address	3400 CAMPBELL DR, CHARLOTTE, NC 28205-6537
Document Number	0000041337
Book / Page	34398 / 635
Map Reference	MB 6 PG 379
Instrument Date	Mar 18, 2020
Instrument	2020041337
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 TECHNOLOGY DR STE A, A, INDIAN TRAIL, NC 28079-3460

Mortgage

Document Number	0000041338
Date	Mar 24, 2020
Instrument	2020041338

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,311.00 (+6.67%)	$409,000 Land $172,500 Building $236,500	$409,000 Land $172,500 Building $236,500
2024	$3,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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