3400 Cambridge Dr, Springfield, OH 45503 Property Records

Clark County property record for 3400 Cambridge Dr, Springfield, OH 45503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,068 sqft · built 1961
Lot Size0.532 acres (23,161 sqft)
Owner2 Individual Names on Record
Last Sale$118,900 (May 1994)
Tax Bill$7,129 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN220-03-00032-402-005

Property Details

APN / Parcel Number

Primary APN220-03-00032-402-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,068 sqft Living Area
Gross Area2,772 sqft
1st Floor Area1,718 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area23,161 sqft (0.532 acres)
Lot Dimensions193 ft deep x 120 ft wide
TerrainRolling
Garage TypeAttached
Garage Area506 sqft
PorchEnclosed Frame Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3400 CAMBRIDGE DR
CitySPRINGFIELD
StateOH
Zip45503-1004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTERRA CELA MANOR SUBD 3 78
Legal SubdivisionTERRA CELA MANOR SUBD
Legal Block402
Legal Lot Number5
JurisdictionCLARK OH
Township / Civil DivisionMOOREFIELD
Census Block Group1
Census Block1008
Census Tract2501

Owner

Source: Clark County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3421 WILLOW RD, SPRINGFIELD, OH 45502-7509
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Aug 30, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 1994 · Amount on Record
Deed SaleMay 17, 1994 · Amount on Record
Prior SaleOct 3, 1989 · Amount on Record
Last Transfer DateJul 27, 2022
Transfer Doc0000012978
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address3400 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1004
Transaction TypeMortgage
Record UpdatedSep 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013698
DateSep 14, 2022
Book Page2215/2115
Instrument202200013698
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueAug 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLARK OH
Recording DateAug 30, 2022
Property Address3400 CAMBRIDGE DR, SPRINGFIELD, OH 45503-1004
Document Number0000012978
Book / Page2214 / 4177
Map ReferenceVOL 18 PG 124
Instrument DateJul 27, 2022
Instrument202200012978
Transaction TypeTransfer
Record UpdatedSep 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3421 WILLOW RD, SPRINGFIELD, OH 45502-7509

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
County SubdivisionMoorefield Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,129.00 (+151.2%)$87,150 (+34.3%) Land $20,060 Building $67,090$248,980 (+34.3%) Land $57,300 Building $191,680
2024$2,838.00 (+3.05%)
2023$64,890 Land $13,330 Building $51,560
2022$2,754.00$185,390 Land $38,090 Building $147,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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