3400 Bristol St, Sebring, FL 33872 Property Records

Highlands County property record for 3400 Bristol St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,033 sqft · built 2024
Lot Size	0.229 acres (9,995 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2024)
Tax Bill	$592 (2024)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C224802003500170`

Property Details

APN / Parcel Number

Primary APN	`C224802003500170`
Alternative APN	`C-22-34-28-020-0350-0170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,033 sqft Living Area
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,995 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	432 sqft
Porch	Open Porch
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C224802003500170
Street Address	3400 BRISTOL ST
City	SEBRING
State	FL
Zip	33872-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING COUNTRY EST SEC 2 PB 7 PG 34 LOT 17 BLK 35
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	35
Legal Lot Number	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1030
Census Tract	960601

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3400 BRISTOL ST, SEBRING, FL 33872-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 9, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 7, 2019	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	2219863
Deed Book / Page	3065 / 713
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 29, 2024
Property Address	3400 BRISTOL ST, SEBRING, FL 33872-3209
Document Number	0002219863
Book / Page	3065 / 713
Map Reference	MB 7 PG 34
Instrument Date	Aug 23, 2024
Instrument	2219863
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 E MONUMENT AVE # AVE40112, AVE40112, KISSIMMEE, FL 34741-5762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 BRISTOL ST, SEBRING, FL 33872-3209

Mortgage

Document Number	0003065715
Date	Aug 29, 2024
Instrument	3065/715

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 9, 2023
Property Address	3400 BRISTOL ST, SEBRING, FL 33872-3209
Document Number	0002163791
Book / Page	2991 / 1044
Map Reference	MB 7 PG 34
Instrument Date	Aug 3, 2023
Instrument	2163791
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 TRIUMPH DR, SEBRING, FL 33872-3163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 S HIAWASSEE RD, ORLANDO, FL 32835-8746
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 7, 2019
Property Address	3400 BRISTOL ST, SEBRING, FL 33872-3209
Document Number	0001943456
Book / Page	002696 / 001092
Instrument Date	Jun 3, 2019
Instrument	1943456
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 TRIUMPH DR SEBRING FL 338723163, SEBRING, FL 33872-3163

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,247 (+2,312.92%) Land $20,000 Building $250,247	$270,247 (+2,312.92%) Land $20,000 Building $250,247
2024	$592.00 (+284.42%)
2023	$154.00 (+7.69%)	$11,200 (+12%) Land $11,200	$11,200 (+12%) Land $11,200
2022	$143.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1998–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW HARMONY M H P private · serves 26 people · EPA ID FL6532235
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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