3400 Bay Dr, Kitty Hawk, NC 27949 Property Records

Dare County property record for 3400 Bay Dr, Kitty Hawk, NC 27949

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,820 sqft · built 1982
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$522,000 (Jan 2021)
Tax Bill$5,025 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN987516745397

Property Details

APN / Parcel Number

Primary APN987516745397
Alternative APN
  • 018508000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,820 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialOther
Roof TypeGable
Lot Area14,000 sqft (0.321 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number987516745397
Street Address3400 BAY DR
CityKITTY HAWK
StateNC
Zip27949-4246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 4 BLK: SEC: PL: 4 SL: 84
Legal SubdivisionKITTY DUNES II
Legal Lot Number4
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group2
Census Block2013
Census Tract970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3505 BAY DR, KITTY HAWK, NC 27949-4720
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2021 · Amount on Record
Deed SaleJan 25, 2021 · Amount on Record
Deed Document Number2021700091685
Deed Book / Page2461 / 277
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateJan 25, 2021
Property Address3400 BAY DR, KITTY HAWK, NC 27949-4246
Document Number2461/277
Book / Page2461 / 277
Map ReferenceMB 4 PG 84
Instrument DateJan 12, 2021
Instrument700091685
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,044.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4469 REGINA ST, 4469, TRINITY, NC 27370-8912

Transferred To (Grantee/Buyer)

NameVerified Name
Address3505 BAY DR, KITTY HAWK, NC 27949-4720

Mortgage

Document Number700091686
DateJan 25, 2021
Instrument700091686
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKitty Hawk Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,025.00 (+35.23%)$988,300 (+30.66%) Land $367,400 Building $620,900$988,300 (+30.66%) Land $367,400 Building $620,900
2025$3,716.00 (+18.08%)$756,400 (+68.66%) Land $367,400 Building $389,000
2023$3,147.00$448,465 Land $175,000 Building $273,465
2020$756,400 Land $367,400 Building $389,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 255 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies255 in force
Nearby Flood Claims222 (1985–2022)
Claims Outside the SFHA40 of 222
Most Recent ClaimApr 2022
Claims by Event
  • Tropical Storm Michael, Oct 2018 · 25 claims
  • Hurricane Matthew, Oct 2016 · 29 claims
  • Hurricane Irene, Aug 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDARE COUNTY WATER SYSTEM
serves 28,732 people · EPA ID NC0428030
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

Nearby Streets

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