3400 Atlantic Ave, Gurnee, IL 60031 Property Records

Lake County property record for 3400 Atlantic Ave, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 1996
Lot Size	0.552 acres (24,049 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Sep 2023)
Tax Bill	$9,364 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-13-212-008`

Property Details

APN / Parcel Number

Primary APN	`07-13-212-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,049 sqft (0.552 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3400 ATLANTIC AVE
City	GURNEE
State	IL
Zip	60031-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F H BARTLETTS 1ST ADDN TO NO SHORE HIGHLANDS LOT 6 BLOCK 51
Legal Subdivision	F H BARTLETTS 1ST ADDN
Legal Block	51
Legal Lot Number	6
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1011
Census Tract	861507

Owner

3400 Atlantic Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3400 ATLANTIC AVE, GURNEE, IL 60031-5402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on File
Deed Sale	Sep 14, 2023 · Amount on File
Prior Sale	May 14, 1996 · Amount on File
Deed Document Number	20237995592
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0006742261
Record Updated	Oct 29, 2026

September 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	LAKE IL
Recording Date	Sep 14, 2023
Property Address	3400 ATLANTIC AVE, GURNEE, IL 60031-5402
Document Number	0007995592
Map Reference	DOC 265706
Instrument Date	Sep 11, 2023
Instrument	7995592
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3400 ATLANTIC AVE, GURNEE, IL 60031-5402

Mortgage

Document Number	0007995593
Date	Sep 14, 2023
Instrument	7995593

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,263 Land $22,075 Building $92,188	$342,824 Land $66,232 Building $276,592
2024	$9,364.00 (+6.8%)
2023	$8,768.00 (+15.9%)	$98,568 (+5.69%) Land $19,043 Building $79,525	$295,734 (+5.69%) Land $57,135 Building $238,599
2022	$7,565.00	$93,260 Land $19,970 Building $73,290	$279,808 Land $59,916 Building $219,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3400 Atlantic Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20