3400 5th St N, Columbus, MS 39705 Property Records

Lowndes County property record for 3400 5th St N, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,853 sqft · built 1977
Lot Size	0.269 acres (11,724 sqft)
Owner	2 Individual Names on File
Last Sale	$192,205 (Jul 2025)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`56W080100453`

Property Details

APN / Parcel Number

Primary APN	`56W080100453`
Alternative APNs	`010877` `10877`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,853 sqft Adjusted Area
1st Floor Area	1,478 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,724 sqft (0.269 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3400 5TH ST N
City	COLUMBUS
State	MS
Zip	39705-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3400 5TH ST N LOT 53 4A
Legal Range	18W
Legal Township	18S
Legal Section	04
Legal Subdivision	BLUECUTT EST
Legal Lot Number	53
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	3
Census Block	3013
Census Tract	301

Owner

3400 5th St N is owned and occupied by two individuals who bought it in July 2025.

Source: Lowndes County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3400 5TH ST N, COLUMBUS, MS 39705-1312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · FHA Mortgage RENASANT BANK
Jul 23, 2025	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Aug 29, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 29, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Aug 29, 2023 · Amount on File
Deed Book / Page	2025 / 5557
Prior Transfer Date	Jul 1, 2013
Prior Transfer Doc	0020134352
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3400 5TH ST N, COLUMBUS, MS 39705-1312
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202516478
Date	Jul 23, 2025
Book Page	2025/16478

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 23, 2025
Property Address	3400 5TH ST N, COLUMBUS, MS 39705-1312
Document Number	0020255557
Book / Page	2025 / 5557
Instrument Date	Jul 18, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 5TH ST N, COLUMBUS, MS 39705-1312

Mortgage

Document Number	0202516478
Date	Jul 23, 2025
Instrument	2025/16478

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3400 5TH ST N, COLUMBUS, MS 39705-1312
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202318444
Date	Aug 29, 2023
Book Page	2023/18444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 29, 2023
Property Address	3400 5TH ST N, COLUMBUS, MS 39705-1312
Document Number	0020237048
Book / Page	2023 / 7048
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 5TH ST N, COLUMBUS, MS 39705-1312

Mortgage

Document Number	0202318444
Date	Aug 29, 2023
Instrument	2023/18444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3400 5th St N was $1,213 with a homeowner's exemption, up 1.5% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00 (+1.51%) Homeowner's exemption	$9,268	$92,680 Land $12,000 Building $80,680
2024	$1,195.00 (-40.43%)
2023	$2,006.00	$12,270	$81,800 Land $12,000 Building $69,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3400 5th St N in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 5th St N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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