3400-3402 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3400-3402 E Lydius St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,548 sqft · built 1974
Lot Size1.63 acres (71,003 sqft)
Owner2 Individual Names on Record
Tax Bill$8,624 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 28.00-3-2

Property Details

APN / Parcel Number

Primary APN013089 28.00-3-2
Alternative APNs
  • 308902800000030020000000
  • 02800000030020000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,548 sqft Total Area
1st Floor Area2,548 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area71,003 sqft (1.63 acres)
PorchSlab
Porch Area108 sqft
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02800000030020000000
Street Address3400-3402 E LYDIUS ST
CitySCHENECTADY
StateNY
Zip12303
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR40
Legal Description3402 LYDIUS ST
Legal Block3
Legal Lot Number2.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2030
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3402 E LYDIUS ST, SCHENECTADY, NY 12303-3551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2012
Deed SaleMar 22, 2012
Prior SaleSep 26, 2001 · Amount on Record
Deed Document Number201211114821
Deed Book / Page3029 / 265
Prior Transfer DateFeb 24, 2012
Prior Transfer Doc0030290265
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3400-3402 E LYDIUS ST, SCHENECTADY, NY 12303
Document Number0000012405
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 E LYDIUS ST SCHENECTADY NY 123033551, SCHENECTADY, NY 12303-3551

Mortgage

Document Number0000012405
DateJun 25, 2019
Instrument12405
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 24, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,624.00 (+6.3%) Homeowner's exemption
2025$8,113.00 (+13.17%) Homeowner's exemption$289,000 (-) Land $58,000 Building $231,000$385,333 (+13.33%) Land $77,333 Building $308,000
2023$289,000 (-) Land $58,000 Building $231,000$340,000 (+7.06%) Land $68,235 Building $271,765
2022$289,000 Land $58,000 Building $231,000$317,582 Land $63,736 Building $253,846
2021$7,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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