Jessamine County property record for 340 Wise Dr, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1989 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Apr 2026) |
| Tax Bill | $1,570 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-30-04-003.00 |
| Primary APN | 024-30-04-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 340 WISE DR |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 230 |
| Legal Subdivision | BUTLER MANOR SUBDIVISION |
| Legal Lot Number | 230 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 60401 |
340 Wise Dr is owned and occupied by two individuals who bought it in April 2026.
Source: Jessamine County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Commercial Mortgage PERSONS BANKING COMPANY |
| Apr 8, 2026 | Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jul 10, 2025 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH FCU |
| Sep 6, 2019 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 12, 2018 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2026 · Amount on File |
| Deed Sale | Apr 8, 2026 · Amount on File |
| Prior Sale | Jul 10, 2025 · Amount on File |
| Deed Document Number | 2026565653 |
| Deed Book / Page | 899 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1640 JESSAMINE STATION PIKE, NICHOLASVILLE, KY 40356-9409 |
| Document Number | 0000487663 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | M1565/729 |
| Instrument | 487663 |
| Name | PERSONS BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | 200 N MAIN ST, NICHOLASVILLE, KY 40356 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Apr 8, 2026 |
| Property Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Document Number | 0000565653 |
| Book / Page | 899 / 202 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026565653 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,239.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Document Number | 0000565657, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 2026565657 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jul 10, 2025 |
| Property Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Document Number | 0000540369 |
| Book / Page | D888 / 423 |
| Map Reference | CAB 4 SL 68A |
| Instrument Date | Jul 8, 2025 |
| Instrument | 540369 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 S MAIN ST, NICHOLASVILLE, KY 40356-1572 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Mail Care Of | DALLAS PIERCE DAUTERMAN AND MADELYN |
| Document Number | 0000540370 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 540370 |
| Name | FIRST COMMONWEALTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 6, 2019 |
| Property Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Document Number | 0000379391 |
| Book / Page | D797 / 289 |
| Map Reference | CAB 4 SL 68A |
| Instrument Date | Aug 30, 2019 |
| Instrument | 379391 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $122.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 LEBEAU DR, 409, NICHOLASVILLE, KY 40356-7112 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Investor | Possibly a Property Investor |
| Document Number | 0000379392 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 379392 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Number | 0000379393 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | M1373/396 |
| Instrument | 379393 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Mar 12, 2018 |
| Property Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Document Number | 0000363570 |
| Book / Page | D773 / 183 |
| Map Reference | CAB 4 SL 68A |
| Instrument Date | Mar 5, 2018 |
| Instrument | 363570 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 799 BORREGAS AVE, 799, SUNNYVALE, CA 94085-3020 |
| Name | Verified Name |
|---|---|
| Address | 340 WISE DR, WILMORE, KY 40390-1414 |
| Document Number | 0000363571 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 363571 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 340 Wise Dr was $1,570.
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,570.00 | $150,000 Land $30,000 Building $120,000 | $150,000 Land $30,000 Building $120,000 |
| 2023 | $1,295.00 | $122,000 Land $20,000 Building $102,000 | $122,000 Land $20,000 Building $102,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 340 Wise Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 Wise Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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