Bergen County and Lodi Borough property record for 340 Westervelt Pl, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,433 sqft · built 1953 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $760,000 (Nov 2025) |
| Tax Bill | $11,785 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00061-0000-00054 |
| Primary APN | 31-00061-0000-00054 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,433 sqft Living Area |
| 1st Floor Area | 1,433 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,227 sqft (0.12 acres) |
| Account Number | 135000 |
|---|---|
| Street Address | 340 WESTERVELT PL |
| City | LODI |
| State | NJ |
| Zip | 07644-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .12 AC |
| Legal Subdivision | RIVER LAND CO MAP 1 |
| Legal Block | 61 |
| Legal Lot Number | 54 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30202 |
Source: Bergen County and Lodi Borough records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING |
| Jul 8, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 7, 2025 | Deed, Transfer · VA Mortgage MILLENIUM HOME MORTGAGE LLC |
| Sep 7, 2021 | Intrafamily Transfer, Transfer |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Aug 6, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Prior Sale | Dec 27, 1991 · Amount on Record |
| Deed Document Number | 202575691 |
| Deed Book / Page | 5640 / 393 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 0043611697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 6, 2026 |
| Property Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Number | 0000054454 |
| Book / Page | 5868 / 1558 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202654454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Number | 0000054454, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 5868/1558 |
| Instrument | 202654454 |
| Name | PLANET HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0055431736 |
|---|---|
| Date | Jul 8, 2025 |
| Book Page | 5543/1736 |
| Instrument | 2025046221 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 7, 2025 |
| Property Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Number | 0056400393 |
| Book / Page | 5640 / 393 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025075691 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 SINCLAIR DR, WAYNE, NJ 07470-2649 |
| Name | Verified Name |
|---|---|
| Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Number | 2025075692 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025075692 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 7, 2021 |
| Property Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Number | 0043611697 |
| Book / Page | 4361 / 1697 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 2021140686 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 WESTERVELT PL, 340, LODI, NJ 07644-1215 |
| Name | Verified Name |
|---|---|
| Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BERKSHIRE ABSTRACT & TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 0025550793 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 02555/0793 |
| Instrument | 17-020614.01 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 6, 2018 |
| Property Address | 340 WESTERVELT PL, LODI, NJ 07644-1215 |
| Document Number | 0030191107 |
| Book / Page | 003019 / 001107 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 56272 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 WESTERVELT PL LODI NJ 076441215, LODI, NJ 07644-1215 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,900 (-) Land $161,600 Building $171,300 | $332,900 (-) Land $161,600 Building $171,300 | |
| 2025 | $11,785.00 (+5.61%) | $332,900 (-) Land $161,600 Building $171,300 | $332,900 (-) Land $161,600 Building $171,300 |
| 2024 | $11,159.00 (+2.71%) | ||
| 2023 | $332,900 Land $161,600 Building $171,300 | $332,900 Land $161,600 Building $171,300 | |
| 2022 | $10,865.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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