340 W Maplehurst St, Ferndale, MI 48220 Property Records

Oakland County property record for 340 W Maplehurst St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1924
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2026)
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-303-028`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-303-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	678 sqft
Unfinished Basement	678 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	369 sqft
Parking Spaces	1 Parking Space
Deck Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	340 W MAPLEHURST ST
City	FERNDALE
State	MI
Zip	48220-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 27 WOODLAND PARK SUB LOT 308 AND E 2 FT OF N 25 FT OF LOT 309, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	WOODLAND PARK SUB
Legal Lot Number	308-309
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1005
Census Tract	173200

Owner

340 W Maplehurst St is owned and occupied by an individual who bought it in May 2026.

Source: Oakland County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	411 W CHESTERFIELD ST, FERNDALE, MI 48220-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
May 19, 2026	Warranty Deed, Transfer PARTNERS TITLE
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
May 18, 2017	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	May 18, 2017 · Amount on File
Deed Document Number	202667847
Deed Book / Page	61210 / 743
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jun 2, 2026
Property Address	340 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Document Number	0000077838
Book / Page	61248 / 271
Instrument Date	May 15, 2026
Instrument	202677838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W CHESTERFIELD ST, FERNDALE, MI 48220-3229

Mortgage

Document Number	0000077838,
Date	Jun 2, 2026
Book Page	61248/271
Instrument	202677838

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 19, 2026
Property Address	340 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Document Number	20260067847
Book / Page	61210 / 743
Instrument Date	May 15, 2026
Instrument	202667847
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	PARTNERS TITLE

Transaction

Amount	Amount on Record
Tax	$393,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 W CHESTERFIELD ST, FERNDALE, MI 48220-3229

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	340 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 W MAPLEHURST ST, FERNDALE, MI 48220-2712

Mortgage

Document Number	0000232363
Date	Nov 5, 2020
Book Page	55128/39
Instrument	232363

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2045

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 18, 2017
Property Address	340 W MAPLEHURST ST, FERNDALE, MI 48220-2712
Document Number	0000097885
Book / Page	50682 / 00704
Map Reference	LB 11 PG 12
Instrument Date	Apr 28, 2017
Instrument	097885
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,979.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 WOODWIND DR, 243, BLOOMFIELD HILLS, MI 48304-2173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 W MAPLEHURST ST, FERNDALE, MI 48220-2712

Mortgage

Document Number	0000097698
Date	May 18, 2017
Instrument	097698

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 340 W Maplehurst St was $10,143 with a homeowner's exemption, up 4.6% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,143.00 (+4.6%) Homeowner's exemption	$203,140	$406,280
2024	$9,697.00
2023		$187,820	$375,640
2021	$8,726.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 W Maplehurst St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 W Maplehurst St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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