340 W Main St, Pacolet, SC 29372 Property Records

Spartanburg County property record for 340 W Main St, Pacolet, SC 29372

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,996 sqft · built 1950
Lot Size	22.9 acres (1,000,573 sqft)
Owner	2 Individual Names on File
Tax Bill	$644 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2900-08700`

Property Details

APN / Parcel Number

Primary APN	`3-2900-08700`
Alternative APN	`62234`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	2,394 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Architectural Style	Other
Roof Material	Composition Shingle
Lot Area	1,000,573 sqft (22.9 acres)
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	62234
Street Address	340 W MAIN ST
City	PACOLET
State	SC
Zip	29372-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N SIDE MAIN ST W OF S C 150
Legal Subdivision	J W CUNNINGHAM
Jurisdiction	SPARTANBURG SC
Township / Civil Division	PACOLET
Census Block Group	3
Census Block	3035
Census Tract	23902

Owner

340 W Main St is owned and occupied by two individuals who acquired it in December 2018.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	340 W MAIN ST, PACOLET, SC 29372-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 19, 2018	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2018
Transfer Doc	0000057787
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	340 W MAIN ST, PACOLET, SC 29372-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052741
Date	Nov 16, 2020
Book Page	5947/117
Instrument	2020-52741

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	340 W MAIN ST, PACOLET, SC 29372-2008
Document Number	0000007219
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 W MAIN ST PACOLET SC 293722008, PACOLET, SC 29372-2008

Mortgage

Document Number	0000007219
Date	Feb 19, 2020
Book Page	005760/000127
Instrument	7219

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2035

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 19, 2018
Property Address	340 W MAIN ST, PACOLET, SC 29372-2008
Document Number	0000057787
Book / Page	00122D / 000101
Instrument Date	Dec 10, 2018
Instrument	57787
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 W MAIN ST PACOLET SC 293722008, PACOLET, SC 29372-2008

Mortgage

Document Number	57788
Date	Dec 19, 2018
Book Page	005549/000264
Instrument	57788

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 340 W Main St was $644, up 1.6% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Pacolet Town
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$644.00 (+1.58%)	$3,977 Land $463 Building $3,514	$362,158 Land $253,358 Building $108,800
2024	$634.00
2023	$634.00	$3,977 Land $463 Building $3,514	$362,158 Land $253,358 Building $108,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 W Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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