340 W 12th St, Rifle, CO 81650 Property Records

Garfield County property record for 340 W 12th St, Rifle, CO 81650

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1909
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$104,000 (May 2017)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Sale & Mortgage
APN	`R360121`

Property Details

APN / Parcel Number

Primary APN	`R360121`
Alternative APN	`217709200044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Wood Siding
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Patio Area	128 sqft
Balcony Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R360121
Street Address	340 W 12TH ST
City	RIFLE
State	CO
Zip	81650-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 9 TOWNSHIP: 6 RANGE: 93 TRACTS 2 & 3
Legal Range	93
Legal Township	06
Legal Section	09
Legal Subdivision	NORTH RIFLE ADD
Legal Tract	2-3
Jurisdiction	GARFIELD CO
Township / Civil Division	RIFLE
Census Block Group	4
Census Block	4003
Census Tract	952004

Owner

340 W 12th St is owned and occupied by an individual who bought it in May 2017.

Source: Garfield County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	340 W 12TH ST, RIFLE, CO 81650-3308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	2017891847
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0000891847
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	340 W 12TH ST, RIFLE, CO 81650-3308
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000952063
Date	Mar 12, 2021
Instrument	952063

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	May 1, 2017
Property Address	340 W 12TH ST, RIFLE, CO 81650-3308
Document Number	0000891847
Map Reference	DOC176612
Instrument Date	Apr 28, 2017
Instrument	891847
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 W 12TH ST, 340, RIFLE, CO 81650-3308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 W 12TH ST, RIFLE, CO 81650-3308

Mortgage

Document Number	0000891848
Date	May 1, 2017
Instrument	891848

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 340 W 12th St was $1,964, up 50.5% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Municipality	Rifle City
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (+50.5%)	$22,340 (+30.49%) Land $6,560 Building $15,780	$357,420 (+39.89%) Land $105,000 Building $252,420
2024	$1,305.00 (+14.17%)	$17,120 (-) Land $5,790 Building $11,330	$255,500 (-) Land $86,400 Building $169,100
2023	$1,143.00 (+4.38%)	$17,120 (+11.9%) Land $5,790 Building $11,330	$255,500 (+16.07%) Land $86,400 Building $169,100
2022	$1,095.00	$15,300 Land $5,210 Building $10,090	$220,130 Land $75,000 Building $145,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 340 W 12th St; 12 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	12 units insured incl. 11 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 W 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIFLE serves 9,489 people · EPA ID CO0123676
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kellin Communications Fixed Wireless	1,000 / 220
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Ting, Verizon.

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