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340 Valley Stream Dr, Geneva, FL 32732 Property Records

Seminole County property record for 340 Valley Stream Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,408 sqft · built 1985
Lot Size5 acres (217,783 sqft)
OwnerCompany Name on File
Last Sale$1,175,000 (May 2023)
Tax Bill$14,381 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2023 Transfer
+ 3 more
Flood ZoneZone AE (high risk)
APN20-20-32-3AF-1520-0000

Property Details

APN / Parcel Number

Primary APN20-20-32-3AF-1520-0000
Alternative APN
  • 2032203AF15200000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area4,408 sqft Living Area
1st Floor Area4,408 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area217,783 sqft (5 acres)
Garage TypeDetached
Garage Area952 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area100 sqft
Deck Area396 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address340 VALLEY STREAM DR
CityGENEVA
StateFL
Zip32732-9228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 28 TWP 20S RGE 32E BEG 700 FT S OF NW COR OF E 1/2 OF SW 1/4 RUN N 84 DEG 56 MIN 36 SEC W 412.42 FT SELY ON CURVE 73.03 FT SELY ON REV CURVE 19.68 FT SLY ON CURVE 141.47 FT S 15 DEG 15 MIN 25 SEC E 397.25 FT S 46 DEG 0 MIN 32 SEC E 379.06 FT N 80
Legal Range32E
Legal Township20S
Legal Section20
Legal SubdivisionSEMINOLE WOODS (5 AC DEV)
Legal Tract3AF
Legal Lot Number152
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1035
Census Tract21201

Owner

Source: Seminole County records · APN 20-20-32-3AF-1520-0000

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Balloon Mortgage
CAPITAL LENDING
Oct 17, 2023Quit Claim Deed, Transfer
Quitclaim
May 04, 2023Warranty Deed, Transfer · Commercial Mortgage
RBI MORTGAGE LLC
Jun 05, 2018Warranty Deed, Transfer
INNOVATIVE TITLE SERVICES INC
Jun 06, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2023 · Amount on Record
Deed SaleMay 04, 2023 · Amount on Record
Prior SaleJun 05, 2018 · Amount on Record
Deed Document Number202340824
Deed Book / Page10433 / 1175
Last Transfer DateOct 17, 2023
Transfer Doc0105231903
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateJul 30, 2026
Property Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228
Document Number0000075783
Book / Page11085 / 476
Instrument DateJul 27, 2026
Instrument202675783
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000075783,
DateJul 30, 2026
Book Page11085/476
Instrument202675783
Lender
NameCAPITAL LENDING
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term24 Months
DueAug 01, 2028
Interest
Rate TypeBalloon
Rate6.49%
Initial TypeBalloon
Max Rate-1%

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateOct 17, 2023
Property Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228
Document Number0105231903
Book / Page10523 / 1903
Instrument DateOct 17, 2023
Instrument2023096036
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1742 S WOODLAND BLVD # 401, 401, DELAND, FL 32720-7915

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 04, 2023
Property Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228
Document Number0104331175
Book / Page10433 / 1175
Instrument DateApr 28, 2023
Instrument2023040824
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228

Transferred To (Grantee/Buyer)

NameVerified Name
Address1319 S WOODLAND BLVD, DELAND, FL 32720-7733

Mortgage

Document Number0104331178
DateMay 04, 2023
Instrument10433/1178
Lender
NameRBI MORTGAGE LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueMay 01, 2024

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 05, 2018
Property Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228
Document Number0091460653
Book / Page009146 / 000653
Instrument DateJun 01, 2018
Instrument63660
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyINNOVATIVE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$5,110.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 VALLEY STREAM DR GENEVA FL 327329228, GENEVA, FL 32732-9228

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address340 VALLEY STREAM DR, GENEVA, FL 32732-9228
Document Number0089321640
Instrument DateJun 06, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address340 VALLEY STREAM DR GENEVA FL 327329228, GENEVA, FL 32732-9228

Mortgage

Document Number0089321640
DateJun 14, 2017
Book Page008932/001640
Instrument59757
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 13, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,381.00 (+18.14%)$1,029,050 (+5.66%) Land $295,000 Building $734,050$1,029,050 (+5.66%) Land $295,000 Building $734,050
2023$12,173.00 (+16.24%)$973,884 (+28.32%)$973,884 (+20.56%) Land $285,000 Building $688,884
2022$10,472.00$758,935$807,808 Land $265,000 Building $542,808

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation31.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1994–2022)
Claims Outside the SFHA7 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		25 / 3
AT&T
Fixed Wireless		25 / 3

Based on FCC filings for 23 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSEMINOLE WOODS
private · serves 780 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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