340 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 340 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,437 sqft · built 1943
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Oct 2018)
Tax Bill	$16,710 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51-01910-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-01910-0000-00006`
Alternative APN	`510191000006`

Interior

Stories	2 Stories
Building Area	2,437 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	127 ft deep x 93 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	340 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.264 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	1910
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4021
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit LAKELAND BANK
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST ATLANTIC FCU
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Sep 25, 2018	Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK
Oct 4, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Mar 31, 1989 · Amount on Record
Deed Document Number	201818-070804
Deed Book / Page	3071 / 1734
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041181637
Date	May 3, 2021
Book Page	4118/1637
Instrument	2021068621

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040960064
Date	Apr 22, 2021
Book Page	4096/64
Instrument	2021061994

Lender

Name	LAKELAND BANK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033760519
Date	Oct 16, 2019
Book Page	3376/519
Instrument	19-068777

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034311537
Date	Dec 6, 2019
Book Page	3431/1537
Instrument	19-085183

Lender

Name	FIRST ATLANTIC FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036350112
Date	Jun 30, 2020
Book Page	3635/112
Instrument	20-062549

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Document Number	0030711754
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	PARK PLACE TITLE AGENCY, PARK PLACE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MARINA KY SECAUCUS NJ 070942205, SECAUCUS, NJ 07094-2205

Mortgage

Document Number	0030711754
Date	Oct 4, 2018
Book Page	003071/001754
Instrument	70804

Lender

Name	VALLEY NAT'L BK
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 4, 2018
Property Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423
Document Number	0030711734
Book / Page	3071 / 1734
Instrument Date	Sep 14, 2018
Instrument	00018-070804
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 UPPER BLVD, RIDGEWOOD, NJ 07450-2423

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,200 (-) Land $334,400 Building $243,800	$578,200 (-) Land $334,400 Building $243,800
2025	$16,710.00 (+0.74%)	$578,200 (-) Land $334,400 Building $243,800	$578,200 (-) Land $334,400 Building $243,800
2024	$16,588.00 (+4.97%)
2023		$578,200 Land $334,400 Building $243,800	$578,200 Land $334,400 Building $243,800
2022	$15,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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