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340 Trout Cir, Freeport, FL 32439 Property Records

Walton County property record for 340 Trout Cir, Freeport, FL 32439

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,680 sqft · built 1995
Lot Size0.246 acres (10,759 sqft)
Owner2 Owner Names on File
Last Sale$62,000 (Oct 2014)
Tax Bill$87 (2024)
Deeds & MortgagesDec 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN02-2S-19-24120-000-0210

Property Details

APN / Parcel Number

Primary APN02-2S-19-24120-000-0210
Alternative APN
  • 1002500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,663 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleMobile/Manufactured
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,759 sqft (0.246 acres)
Lot Dimensions11.1 ft deep x 9.7 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area983 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1002500
Street Address340 TROUT CIR
CityFREEPORT
StateFL
Zip32439-6515
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 21 BLACK CREEK PARC UNREC S/D DESC AS: COM @ THE SW/C OF THE SE1/4 OF THE NE1/4 OF SEC 2; N 88 DEG 20'38E 526.22FT, N 01
Legal Range19W
Legal Township02S
Legal Section02
Legal SubdivisionBLACK CREEK PARC
Legal Lot Number21
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1039
Census Tract950501

Owner

The current owner of 340 Trout Cir bought it in October 2014.

Source: Walton County records, as of December 17, 2025

Owner of Record2 Owner Names on File
Mailing Address340 TROUT CIR, FREEPORT, FL 32439-6515
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2014 · Amount on File
Deed SaleOct 13, 2014 · Amount on File
Prior SaleAug 7, 2014
Deed Document Number2014661298542
Deed Book / Page2961 / 4543
Record UpdatedJun 8, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address340 TROUT CIR, FREEPORT, FL 32439-6515
Document Number0030924110
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 TROUT CIR FREEPORT FL 324396515, FREEPORT, FL 32439-6515

Mortgage

Document Number0030924110
DateDec 18, 2018
Book Page003092/004110
Instrument41769
Lender
NameJAMES M MCCREADY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term144 Months
DueDec 17, 2030

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,322 Land $28,000 Building $22,322$50,322 Land $28,000 Building $22,322
2024$87.00 (+8.75%)
2023$80.00 (-18.37%) Homeowner's exemption$35,591 (+2.58%) Land $12,935 Building $22,656$35,591 (+2.58%) Land $12,935 Building $22,656
2022$98.00 Homeowner's exemption$34,697 Land $14,357 Building $20,340$34,697 Land $14,357 Building $20,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Trout Cir in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 58 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims76 (1978–2023)
Claims Outside the SFHA18 of 76
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 10 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Trout Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trout Cir

Nearby Streets

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