Craven County property record for 340 Spring Garden Rd, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,931 sqft · built 1997 |
| Lot Size | 0.804 acres (35,033 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2025) |
| Tax Bill | $1,139 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 9-050-1002 |
| Primary APN | 9-050-1002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,931 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,033 sqft (0.804 acres) |
| Lot Dimensions | 250 ft deep x 140 ft wide |
| Garage Type | Attached |
| Storage Building | 478 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 46079 |
|---|---|
| Street Address | 340 SPRING GARDEN RD |
| City | NEW BERN |
| State | NC |
| Zip | 28562-9339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 WILSON PLACE SUBDIVISION |
| Legal Subdivision | WILSON PLACE SUBDIVISION |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 960301 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 340 SPRING GARDEN RD, NEW BERN, NC 28562-9339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2002 |
| Deed Document Number | 202510147459 |
| Deed Book / Page | 3855 / 1910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 22, 2026 |
| Property Address | 340 SPRING GARDEN RD, NEW BERN, NC 28562-9339 |
| Document Number | 0010156593 |
| Book / Page | 3881 / 827 |
| Instrument Date | May 14, 2026 |
| Instrument | 202610156593 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 340 SPRING GARDEN RD, NEW BERN, NC 28562-9339 |
| Investor | Possibly a Property Investor |
| Document Number | 0010156593, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 3881/827 |
| Instrument | 202610156593 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 9, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 340 SPRING GARDEN RD, NEW BERN, NC 28562-9339 |
| Document Number | 03855/1910 |
| Book / Page | 3855 / 1910 |
| Map Reference | CAB G SL 15 B |
| Instrument Date | Oct 16, 2025 |
| Instrument | 10147459 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 SPRING GARDEN RD, NEW BERN, NC 28562-9339 |
| Investor | Possibly a Property Investor |
| Document Number | 0038551913 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 3855/1913 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year CMT |
| Max Rate | 11.3% |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,139.00 (+21.17%) | $219,160 (+22.99%) Land $25,000 Building $194,160 | $219,160 (+22.99%) Land $25,000 Building $194,160 |
| 2025 | $940.00 (+1.29%) | $178,190 (-) Land $25,000 Building $153,190 | $178,190 (-) Land $25,000 Building $153,190 |
| 2023 | $928.00 (+2.77%) | $178,190 (+30.91%) Land $25,000 Building $153,190 | $178,190 (+30.91%) Land $25,000 Building $153,190 |
| 2022 | $903.00 | $136,120 Land $25,000 Building $111,120 | |
| 2018 | $136,120 Land $25,000 Building $111,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (2016–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures