340 Sound Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 340 Sound Dr, Key Largo, FL 33037

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.117 acres (5,093 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2023)
Tax Bill	$1,700 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00468390-000000`

Property Details

APN / Parcel Number

Primary APN	`00468390-000000`
Alternative APNs	`14613900468390000000` `1571792`

Exterior

Lot Area	5,093 sqft (0.117 acres)

Location & Zoning

Account Number	1571792
Street Address	340 SOUND DR
City	KEY LARGO
State	FL
Zip	33037-4634
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	IS-M
Legal Description	BK 11 LT 4 SOUTH CREEK VILLAGE KEY LARGO PB3-85 OR500-408 OR721-542 OR808-1371 OR838-279 OR1099-520 OR1644-2062 OR2659-2013 OR3243-1775
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	SOUTH CREEK VILLAGE
Legal Block	11
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4000
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11740 SW 110TH LN, MIAMI, FL 33186-3922
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jul 1, 1989
Deed Document Number	20232433074
Deed Book / Page	3243 / 1775
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	0026592013
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 25, 2023
Property Address	340 SOUND DR, KEY LARGO, FL 33037-4634
Document Number	0032431775
Book / Page	3243 / 1775
Map Reference	MB 3 PG 85
Instrument Date	Sep 21, 2023
Instrument	2433074
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	FIRST CHOICE TITLE ASSOCIATES INC, FIRST CHOICE TITLE ASSN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 SAN REMO DR, ISLAMORADA, FL 33036-3307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11740 SW 110TH LN, MIAMI, FL 33186-3922

Mortgage

Document Number	0032431777
Date	Sep 25, 2023
Instrument	3243/1777

Lender

Name	RAYMOND RAGUSA ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,177 (-4.44%) Land $169,177	$169,177 (-4.44%) Land $169,177
2024	$1,700.00 (+105.81%)
2023	$826.00 (-1.78%)	$177,045 (-) Land $177,045	$177,045 (-) Land $177,045
2022	$841.00	$177,045 Land $177,045	$177,045 Land $177,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	68 (1992–2023)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Georges, Sep 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20