340 Smith Rd, Cadwell, GA 31009 Property Records

Laurens County property record for 340 Smith Rd, Cadwell, GA 31009

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,386 sqft · built 2002
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,007 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-013-A`

Property Details

APN / Parcel Number

Primary APN	`042-013-A`
Alternative APN	`24946`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,386 sqft Heated Area
Attic	Attic
Attic Area	448 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	896 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Slab
Porch Area	444 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24946
Street Address	340 SMITH RD
City	CADWELL
State	GA
Zip	31009-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	PLAT 1191/283
Legal Subdivision	CADAREA-SCATTEREDRES-RUR-RESSW
Legal Tract	B
Legal Lot Number	B
Jurisdiction	LAURENS GA
Township / Civil Division	CADWELL
Census Block Group	2
Census Block	2016
Census Tract	951400

Owner

Source: Laurens County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 SMITH RD, CADWELL, GA 31009-3444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage FARMERS STATE BANK
Dec 14, 2020	Deed of Trust, Mortgage FARMERS STATE BANK
Jan 15, 2021	Deed of Trust, Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS GA
Recording Date	Jul 28, 2026
Property Address	340 SMITH RD, CADWELL, GA 31009-3444
Document Number	3734000290
Book / Page	3734 / 290
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 SMITH RD, CADWELL, GA 31009-3444

Mortgage

Document Number	3734000290,
Date	Jul 28, 2026
Book Page	3734/290

Lender

Name	FARMERS STATE BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2027

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS GA
Property Address	340 SMITH RD, CADWELL, GA 31009-3444
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 SMITH RD, CADWELL, GA 31009-3444

Mortgage

Document Number	0000003116/0000000280
Date	Dec 14, 2020
Book Page	0000003116/0000000280

Lender

Name	FARMERS STATE BANK

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Jan 1, 2030

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS GA
Property Address	340 SMITH RD, CADWELL, GA 31009-3444
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 SMITH RD, CADWELL, GA 31009-3444

Mortgage

Document Number	0000003127/0000000022
Date	Jan 15, 2021
Book Page	0000003127/0000000022

Lender

Name	FARMERS STATE BANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Laurens County
Unified School District	Laurens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,007.00 (+6.87%)	$102,967 (+16.43%) Land $4,642 Building $98,325	$257,418 (+16.43%) Land $11,605 Building $245,813
2023	$1,878.00 (-5.15%)	$88,439 (+0.15%) Land $4,642 Building $83,797	$221,098 (+0.15%) Land $11,605 Building $209,493
2022	$1,980.00	$88,304 Land $4,507 Building $83,797	$220,760 Land $11,267 Building $209,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Progressive Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Smith Rd

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