340 School Dr, Hayesville, NC 28904 Property Records

Clay County property record for 340 School Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,005 sqft · built 1986
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2022)
Tax Bill	$1,105 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`555016839605`

Property Details

APN / Parcel Number

Primary APN	`555016839605`
Alternative APNs	`621662000` `8832302`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,005 sqft Heated Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	89,734 sqft (2.06 acres)

Location & Zoning

Account Number	621662000
Street Address	340 SCHOOL DR
City	HAYESVILLE
State	NC
Zip	28904-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1312 NEAR SCHOOL
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2079
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	340 SCHOOL DR, HAYESVILLE, NC 28904-4709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Oct 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	20222862
Deed Book / Page	470 / 79
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 2, 2022
Property Address	340 SCHOOL DR, HAYESVILLE, NC 28904-4709
Document Number	0000470/79
Book / Page	470 / 79
Instrument Date	Nov 2, 2022
Instrument	2022002862
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	922 POUNDING MILL LOOP, 922, HAYESVILLE, NC 28904-4818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 SCHOOL DR, HAYESVILLE, NC 28904-4709

Mortgage

Document Number	2022002863
Date	Nov 2, 2022
Instrument	2022002863

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Oct 31, 2022
Property Address	340 SCHOOL DR, HAYESVILLE, NC 28904-4709
Document Number	0000470/54
Book / Page	470 / 54
Instrument Date	Oct 28, 2022
Instrument	2022002826
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CHURCH ST, HAYESVILLE, NC 28904-7769

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,105.00 (+12.41%)	$324,200 (+72.45%) Land $186,000 Building $138,200	$324,200 (+72.45%) Land $186,000 Building $138,200
2025	$983.00 (+13.77%)	$188,000 (-) Land $93,000 Building $95,000	$188,000 (-) Land $93,000 Building $95,000
2023	$864.00	$188,000 Land $93,000 Building $95,000	$188,000 Land $93,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: BalsamWest FiberNET, T-Mobile.

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