340 S Wright St, Naperville, IL 60540 Property Records

DuPage County property record for 340 S Wright St, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,942 sqft · built 2010
Lot Size0.2 acres (8,712 sqft)
Owner2 Trust Names on File
Last Sale$786,000 (Feb 2012)
Tax Bill$20,923 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-18-333-008

Property Details

APN / Parcel Number

Primary APN08-18-333-008

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,942 sqft Living Area
Gross Area5,185 sqft
1st Floor Area1,814 sqft
2nd Floor Area1,571 sqft
Basement Area1,800 sqft
Finished Basement557 sqft
Unfinished Basement1,243 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area8,712 sqft (0.2 acres)
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address340 S WRIGHT ST
CityNAPERVILLE
StateIL
Zip60540-5445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMC INTOSH NAPERVILLE HIGHLANDS
Legal SubdivisionMC INTOSH NAPERVILLE HIGHLANDS
Legal Block3
Legal Lot Number22
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2011
Census Tract846209

Owner

340 S Wright St is owner-occupied and held in a trust since February 2012.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address340 S WRIGHT ST, NAPERVILLE, IL 60540-5445
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
FORTRESS BANK
Dec 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2012 · Amount on File
Deed SaleFeb 17, 2012 · Amount on File
Prior SaleJan 4, 2010 · Amount on File
Deed Document Number201221942
Prior Transfer DateNov 18, 2011
Prior Transfer Doc0000145051
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address340 S WRIGHT ST, NAPERVILLE, IL 60540-5445
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003657
DateJan 11, 2022
InstrumentR2022-003657
Lender
NameFORTRESS BANK
TypeBank
AddressMONMOUTH, IL 61462
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address340 S WRIGHT ST, NAPERVILLE, IL 60540-5445
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000176404
DateDec 8, 2021
InstrumentR2021-176404
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3.12%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address340 S WRIGHT ST, NAPERVILLE, IL 60540-5445
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065931
DateJun 25, 2020
InstrumentR2020-065931
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJun 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.25%
Index1-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 340 S Wright St was $20,923.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,923.00$374,932 Land $134,519 Building $240,413$1,124,796 Land $403,557 Building $721,239
2022$18,824.00 Homeowner's exemption$296,870 Land $113,120 Building $183,750$890,610 Land $339,360 Building $551,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 S Wright St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2008–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 S Wright St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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