340 S Locust St, Ridgecrest, CA 93555 Property Records

Kern County property record for 340 S Locust St, Ridgecrest, CA 93555

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1984
Lot Size0.211 acres (9,186 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (May 2022)
Tax Bill$4,246 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN343-342-03-00-2

Property Details

APN / Parcel Number

Primary APN343-342-03-00-2
Alternative APNs
  • 343-342-03-6
  • 3433420300
  • 34334203

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
Gross Area2,401 sqft
1st Floor Area1,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area9,186 sqft (0.211 acres)
Garage TypeAttached
Garage Area496 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area91 sqft
Patio Area29 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number343342036
Street Address340 S LOCUST ST
CityRIDGECREST
StateCA
Zip93555-4445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 4470 , BLOCK , LOT 12
Legal Tract4470
Legal Block1
Legal Lot Number12
JurisdictionKERN CA
Township / Civil DivisionEAST KERN
Census Block Group1
Census Block1012
Census Tract5410

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 S LOCUST ST, RIDGECREST, CA 93555-4445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Grant Deed, Transfer · VA Mortgage
NBH BANK NA
Aug 26, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleAug 26, 2021 · Amount on Record
Deed Document Number202275054
Prior Transfer DateAug 9, 2016
Prior Transfer Doc0000115711
Record UpdatedOct 29, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateMay 11, 2022
Property Address340 S LOCUST ST, RIDGECREST, CA 93555-4445
Document Number0000075054
Map ReferenceMB 31 PG 130&131
Instrument DateApr 12, 2022
Instrument222075054
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 S LOCUST ST, RIDGECREST, CA 93555-4445

Mortgage

Document Number0000075055
DateMay 11, 2022
Instrument222075055
Lender
NameNBH BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateAug 26, 2021
Property Address340 S LOCUST ST, RIDGECREST, CA 93555-4445
Document Number0000162474
Map ReferenceMB 31 PG 130&131
Instrument DateAug 9, 2021
Instrument221162474
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 N CHINA LAKE BLVD, RIDGECREST, CA 93555-5535

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address340 S LOCUST ST, RIDGECREST, CA 93555-4445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081511
DateJun 25, 2020
Instrument220081511
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityRidgecrest City
Unified School DistrictSierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$324,728 (+2%) Land $43,296 Building $281,432
2025$4,246.00 (+9.63%)$318,362 (+4.04%) Land $42,448 Building $275,914
2023$3,873.00 (+54.06%)$306,000 Land $40,800 Building $265,200
2022$2,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN WELLS VALLEY W.D.
serves 41,474 people · EPA ID CA1510017
Water SourceGroundwater
Last State InspectionMay 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Race Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber
1,000 / 50
SBC-Wireless
Fixed Wireless
100 / 100

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