Jackson County property record for 340 Rivercrest Dr, Sylva, NC 28779 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,126 sqft Heated Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $808.00 (2023) |
Source: Jackson County records · APN 7640-77-2364
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Oct 31, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 28, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2023 |
| Transfer Doc | 0023660094 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 09, 2026 |
| Property Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Document Number | 2423001260 |
| Book / Page | 2423 / 1260 |
| Instrument Date | Jul 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Document Number | 2423001260, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 2423/1260 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 31, 2023 |
| Property Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Document Number | 0023660094 |
| Book / Page | 2366 / 94 |
| Map Reference | CAB 4 SL 151 |
| Instrument Date | Oct 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Document Number | 0000236699 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 2366/99 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 5-Year TN |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 340 RIVERCREST DR, SYLVA, NC 28779-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0022011724 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 2201/1724 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $808.00 | $212,860 Land $35,310 Building $177,550 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 7640-77-2364 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,126 sqft Heated Area |
| Gross Area | 3,278 sqft Gross Area |
| 1st Floor | 2,126 sqft 1st Floor |
| Basement Area | 1,152 sqft Basement |
| Unfinished Basement | 1,152 sqft Unfinished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 32,670 sqft (0.75 acres) |
| Deck Area | 196 sqft Deck |
|---|---|
| Patio Area | 396 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 173177 |
|---|---|
| Street Address | 340 RIVERCREST DR |
| City | SYLVA |
| State | NC |
| Zip | 28779-6408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NC 107 |
| Legal Township | 29 |
| Legal Subdivision | RIVERCREST |
| Jurisdiction | JACKSON NC |
| Minor Civil Division | WEBSTER |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 950400 |
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