340 River Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 340 River Rd, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,595 sqft · built 1943
Lot Size1.93 acres (84,071 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Apr 1992)
Tax Bill$7,360 (2025)
Deeds & MortgagesNov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNANDO M:00215 B:00003 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00215 B:00003 L:00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,595 sqft Living Area
Gross Area3,666 sqft
Basement Area1,450 sqft
Unfinished Basement1,305 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area84,071 sqft (1.93 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address340 RIVER RD
CityANDOVER
StateMA
Zip01810-3221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRC
Legal SubdivisionANDOVER
Legal Block3
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2000
Census Tract254402

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 RIVER RD, ANDOVER, MA 01810-3221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1992 · Amount on Record
Deed SaleApr 1, 1992 · Amount on Record
Deed Book / Page3433 / 136
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address340 RIVER RD, ANDOVER, MA 01810-3221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16604-120
DateNov 16, 2020
Book Page16604/120
Instrument32051
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,360.00 (-2.21%)$589,300 (+0.86%) Land $471,800 Building $117,500$453,340
2024$7,526.00 (+2.24%)$584,300 (+8.42%) Land $465,900 Building $118,400
2023$7,361.00$538,900 Land $432,300 Building $106,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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