340 Ridgeway Rd, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 340 Ridgeway Rd, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,159 sqft · built 1935
Lot Size	0.336 acres (14,640 sqft)
Owner	Trust Name on File
Last Sale	$2,230,000 (Aug 2018)
Tax Bill	$25,882 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21E10AC10000`

Property Details

APN / Parcel Number

Primary APN	`21E10AC10000`
Alternative APN	`00256109`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,159 sqft Living Area
1st Floor Area	1,850 sqft
2nd Floor Area	348 sqft
Attic Area	348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,640 sqft
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00256109
Street Address	340 RIDGEWAY RD
City	LAKE OSWEGO
State	OR
Zip	97034-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	507 LAKEWOOD #1 LT 252 PT LTS 41 42&253 ALSO VAC S SHORE RD
Legal Range	01E
Legal Township	02S
Legal Section	10
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	LAKEWOOD
Legal Lot Number	41 42
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2013
Census Tract	20201

Owner

340 Ridgeway Rd is owner-occupied and held in a trust since April 2019.

Source: Clackamas County records, as of November 17, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	340 RIDGEWAY RD, LAKE OSWEGO, OR 97034-3821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · ARM FINANCE OF AMERICA MORTGAGE LLC
Jul 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 8, 2018	Warranty Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Document Number	0000049031
Last Transfer Date	Apr 10, 2019
Transfer Doc	0000018789
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	340 RIDGEWAY RD, LAKE OSWEGO, OR 97034-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086808
Date	Dec 27, 2017
Instrument	2017-086808

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	340 RIDGEWAY RD, LAKE OSWEGO, OR 97034-3821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041819
Date	Jul 5, 2018
Instrument	2018-041819

Lender

Name	BANNER BANK
Type	Bank
Address	LAKE OSWEGO, OR 97034

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 3, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	340 RIDGEWAY RD, LAKE OSWEGO, OR 97034-3821
Document Number	0000025083
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	340 RIDGEWAY RD LAKE OSWEGO OR 970343821, LAKE OSWEGO, OR 97034-3821

Mortgage

Document Number	0000025083
Date	May 10, 2019
Instrument	25083

Lender

Name	KEYBANK USA
Type	Bank
Address	4910 TIEDEMAN RD # B, BROOKLYN, OH 44144-2338

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 10, 2019
Property Address	340 RIDGEWAY RD, LAKE OSWEGO, OR 97034-3821
Document Number	0000018789
Instrument Date	Apr 10, 2019
Instrument	18789
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	340 RIDGEWAY RD LAKE OSWEGO OR 970343821, LAKE OSWEGO, OR 97034-3821

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 8, 2018
Property Address	340 RIDGEWAY RD, LAKE OSWEGO, OR 97034-3821
Document Number	0000049031
Instrument Date	Aug 7, 2018
Instrument	49031
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$2,230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	340 RIDGEWAY RD LAKE OSWEGO OR 970343821, LAKE OSWEGO, OR 97034-3821

Tax Assessment & Valuation

The 2025 property tax bill for 340 Ridgeway Rd was $25,882.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,882.00	$1,350,696	$2,925,396 Land $1,655,026 Building $1,270,370
2023	$24,452.00	$1,273,162	$2,689,617 Land $1,518,247 Building $1,171,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Ridgeway Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	79 units insured incl. 60 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 Ridgeway Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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