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340 Preston Cove Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 340 Preston Cove Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,552 sqft · built 2024
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$324,990 (Mar 2025)
Tax Bill$6,489 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-25-31-4735-0001-0440

Property Details

APN / Parcel Number

Primary APN22-25-31-4735-0001-0440
Alternative APN
  • 253122473500010440

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,552 sqft Living Area
Gross Area2,035 sqft
1st Floor Area573 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleL-Shape
Exterior MaterialConcrete Block/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area21 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address340 PRESTON COVE DR
CitySAINT CLOUD
StateFL
Zip34771-8180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 44
Legal SubdivisionPRESTON COVE PHASE 1 AND 2
Legal Lot Number44
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

340 Preston Cove Dr is owned and occupied by an individual who bought it in March 2025.

Source: Osceola County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address340 PRESTON COVE DR, SAINT CLOUD, FL 34771-8180
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Mar 12, 2025Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on File
Deed SaleMar 12, 2025 · Amount on File
Deed Document Number202531045
Deed Book / Page6753 / 830
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateSep 30, 2026
Property Address340 PRESTON COVE DR, SAINT CLOUD, FL 34771-8180
Document Number0000125988
Book / Page7041 / 2944
Instrument DateSep 22, 2026
Instrument2026125988
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 PRESTON COVE DR, SAINT CLOUD, FL 34771-8180

Mortgage

Document Number0000125988,
DateSep 30, 2026
Book Page7041/2944
Instrument2026125988
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueApr 1, 2055
Interest
Max Rate-1%

March 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 12, 2025
Property Address340 PRESTON COVE DR, SAINT CLOUD, FL 34771-8180
Document Number0067530830
Book / Page6753 / 830
Map ReferenceMB 33 PG 80
Instrument DateMar 7, 2025
Instrument2025031045
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 PRESTON COVE DR, SAINT CLOUD, FL 34771-8180

Mortgage

Document Number0006753831
DateMar 12, 2025
Instrument6753/831
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 340 Preston Cove Dr was $6,489.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,489.00$275,000 Land $45,000 Building $230,000$275,000 Land $45,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Preston Cove Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Preston Cove Dr is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

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