340 Pleasant St, Covington, KY 41011 Property Records

Kenton County property record for 340 Pleasant St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 883 sqft · built 1910
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jun 2024)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`054-42-05-026.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-05-026.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	883 sqft Finished Area
Gross Area	931 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	89 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	340 PLEASANT ST
City	COVINGTON
State	KY
Zip	41011-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLAYTON & MOOAR LOT 10
Legal Subdivision	CLAYTON & MOOAR
Legal Lot Number	10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 PLEASANT ST, COVINGTON, KY 41011-3516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage CITY OF COVINGTON
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2021	Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	202474
Deed Book / Page	288 / 64
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	340 PLEASANT ST, COVINGTON, KY 41011-3516
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W PIKE ST, COVINGTON, KY 41011-2711
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900046
Date	Mar 23, 2022
Book Page	351/438
Instrument	22032305900046

Lender

Name	CITY OF COVINGTON
Type	Government Agency
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	57 Months
Due	Dec 30, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 10, 2022
Property Address	340 PLEASANT ST, COVINGTON, KY 41011-3516
Document Number	0005900013
Book / Page	KC 141 / 321
Map Reference	PL 362
Instrument Date	Jan 5, 2022
Instrument	22011005900013
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 CARNEAL ST, LUDLOW, KY 41016-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 PLEASANT ST, COVINGTON, KY 41011-3516
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900014
Date	Jan 10, 2022
Instrument	22011005900014

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 20, 2021
Property Address	340 PLEASANT ST, COVINGTON, KY 41011-3516
Document Number	0005900317
Book / Page	85 / 807
Map Reference	PL 362
Instrument Date	Apr 16, 2021
Instrument	21042005900317
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3063 VILLAGE DR, 3063, EDGEWOOD, KY 41017-3238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 PUTNAM ST, NEWPORT, KY 41071-1440

Mortgage

Document Number	0005900318
Date	Apr 20, 2021
Instrument	21042005900318

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 16, 2022

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,000 (-) Land $10,000 Building $137,000	$147,000 (-) Land $10,000 Building $137,000
2025	$1,947.00 (+16.94%)	$147,000 (+17.6%) Land $5,000 Building $142,000	$147,000 (+17.6%) Land $5,000 Building $142,000
2023	$1,665.00	$125,000 Land $5,000 Building $120,000	$125,000 Land $5,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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