340 Pine Rd, Southold, NY 11971 Property Records

Suffolk County and Southold Town property record for 340 Pine Rd, Southold, NY 11971

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (May 2026)
Tax Bill	$5,144 (2024)
Deeds & Mortgages	Dec 2021 Refinance May 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473889 54.-9-10`

Property Details

APN / Parcel Number

Primary APN	`473889 54.-9-10`
Alternative APNs	`1000-054.00-09.00-010.000` `388905400000090100000000` `4738006440` `08`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Account Number	08
Street Address	340 PINE RD
City	SOUTHOLD
State	NY
Zip	11971-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	BOOK 11438 PAGE 5 BILL 006147
Legal Block	9
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHOLD
Census Block Group	1
Census Block	1026
Census Tract	170203

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 DEVON PL, STATEN ISLAND, NY 10301-2012
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VALLEY BANK
May 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance VALLEY BANK
May 15, 2026	Deed, Transfer · Conventional Mortgage CITIZENS BANK
Nov 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Nov 8, 2018
Deed Book / Page	13336 / 561
Prior Transfer Date	Sep 19, 2018
Prior Transfer Doc	0129860506
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	340 PINE RD, SOUTHOLD, NY 11971-2424
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233570204
Date	Dec 15, 2021
Book Page	23357/204
Instrument	DM052650

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	340 PINE RD, SOUTHOLD, NY 11971-2424
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0235850600
Date	May 7, 2024
Book Page	23585/600

Lender

Name	VALLEY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jun 1, 2043

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 15, 2026
Property Address	340 PINE RD, SOUTHOLD, NY 11971-2424
Document Number	0133360561
Book / Page	13336 / 561
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DEVON PL, STATEN ISLAND, NY 10301-2012

Mortgage

Date	May 15, 2026

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 8, 2018
Property Address	340 PINE RD, SOUTHOLD, NY 11971-2424
Document Number	0129860506
Book / Page	12986 / 506
Instrument Date	Sep 19, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southold Town
Unified School District	Southold Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,500 (-) Land $800 Building $2,700	$636,364 (+10,262.55%) Land $145,455 Building $490,909
2024	$5,144.00
2023		$3,500 Land $800 Building $2,700	$6,141 Land $1,404 Building $4,737

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 individual policies
Nearby Flood Policies	121 units insured incl. 10 condo units
Nearby Flood Claims	9 (2010–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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