340 Phillips Ln, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 340 Phillips Ln, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1945
Lot Size4.17 acres (181,645 sqft)
OwnerIndividual Name on Record
Tax Bill$873 (2025)
Flood ZoneZone X (minimal risk)
APN0890-13-04-3675

Property Details

APN / Parcel Number

Primary APN0890-13-04-3675
Alternative APN
  • 555780542

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1945
Construction TypeWood
Lot Area181,645 sqft (4.17 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number555780542
Street Address340 PHILLIPS LN
CitySPRUCE PINE
StateNC
Zip28777-5348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:092 CITY/MUNI/TWP:TOWN OF SPRUCE PINE
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1025
Census Tract950300

Owner

Source: Mitchell County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address340 PHILLIPS LN, SPRUCE PINE, NC 28777-5348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2016
Deed SaleDec 20, 2016
Deed Document Number0000576130
Deed Book / Page576 / 130
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
MunicipalitySpruce Pine Town
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$873.00$155,900 (-) Land $72,600 Building $83,300
2023$873.00$155,900 Land $72,600 Building $83,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Zito Media
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Ln

Nearby Streets

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