340 Oakley Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 340 Oakley Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,723 sqft · built 2020
Owner	2 Individual Names on Record
Last Sale	$382,605 (Oct 2020)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083114L D 00300`

Property Details

APN / Parcel Number

Primary APN	`083114L D 00300`
Alternative APN	`114L D 00300`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,723 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Finished
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	340 OAKLEY DR
City	GALLATIN
State	TN
Zip	37066-2285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB32 PG188 LT1144
Legal Subdivision	MEADOW GLEN AT FAIRWAY FARMS SEC 2
Legal Block	188
Legal Lot Number	1144
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	2
Census Block	2004
Census Tract	20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 OAKLEY DR, GALLATIN, TN 37066-2285
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Oct 2, 2020	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	1331382
Deed Book / Page	5361 / 237
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	340 OAKLEY DR, GALLATIN, TN 37066-2285
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067570061
Date	Jan 2, 2026
Book Page	6757/61
Instrument	1537691

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 2, 2020
Property Address	340 OAKLEY DR, GALLATIN, TN 37066-2285
Document Number	0053610237
Book / Page	5361 / 237
Map Reference	MB 32 PG 188-191
Instrument Date	Oct 1, 2020
Instrument	1331382
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	NVR MORTGAGE FINANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,415.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 SOUTHPOINTE BLVD STE 300, 555, CANONSBURG, PA 15317-8592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 OAKLEY DR, GALLATIN, TN 37066-2285
Investor	Possibly a Property Investor

Mortgage

Document Number	5361240
Date	Oct 2, 2020
Instrument	5361/240

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (-32.9%)	$130,500 (+44.16%) Land $20,000 Building $110,500
2024			$522,000 (+44.16%) Land $80,000 Building $442,000
2023	$2,763.00 (-0.32%)	$90,525 (-) Land $15,025 Building $75,500
2022	$2,772.00	$90,525 Land $15,025 Building $75,500
2021			$362,100 Land $60,100 Building $302,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	3 of 19
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	WHITE HOUSE UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Cumberland Connect, Verizon.

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