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340 N Locust St, Point, TX 75472 Property Records

Rains County property record for 340 N Locust St, Point, TX 75472

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,488 sqft · built 1995
Lot Size0.423 acres (18,426 sqft)
OwnerIndividual Name on Record
Last Sale$139,300 (Jul 2020)
Tax Bill$3,677 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0292-0322-0000-42

Property Details

APN / Parcel Number

Primary APN0292-0322-0000-42
Alternative APNs
  • R5851
  • 5851

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,426 sqft (0.423 acres)
Lot Dimensions194 ft deep x 97 ft wide
Garage TypeCarport
Garage Area110 sqft
CarportCarport
Carport Area110 sqft
PorchWood Porch
Porch Area128 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number02920322000042
Street Address340 N LOCUST ST
CityPOINT
StateTX
Zip75472-5522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0292 SUMMERLIN A S ACRES .423
Legal SubdivisionSUMMERLIN A S
Legal Block2
JurisdictionRAINS TX
Township / Civil DivisionPOINT
Census Block Group2
Census Block2026
Census Tract950200

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 N LOCUST ST, POINT, TX 75472-5522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Vendor's Lien, Transfer · FHA Mortgage
PRIMELENDING
Nov 27, 2019Deed of Trust, Mortgage
P31 16 PROPERTIES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Prior SaleDec 27, 2013
Deed Book / Page2020 / 1569
Prior Transfer DateJun 18, 2013
Prior Transfer Doc000563/176
Record UpdatedOct 29, 2026

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionRAINS TX
Recording DateJul 10, 2020
Property Address340 N LOCUST ST, POINT, TX 75472-5522
Document Number02020/1569
Book / Page2020 / 1569
Instrument DateJul 1, 2020
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 N LOCUST ST, POINT, TX 75472-5522

Mortgage

Document Number0020201570
DateJul 10, 2020
Instrument2020/1570
Lender
NamePRIMELENDING
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAINS TX
Property Address340 N LOCUST ST, POINT, TX 75472-5522
Transaction TypeMortgage
Record UpdatedDec 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/2679
DateNov 27, 2019
Book Page2019/2679
Lender
NameP31 16 PROPERTIES LLC
TypeNon-Lending Institution
AddressROWLETT, TX 75088
Agreement
AmountAmount Recorded
Term12 Months
DueNov 21, 2020

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRains County
MunicipalityPoint City
Unified School DistrictRains Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,147 (-) Land $18,274 Building $187,873$206,147 (-) Land $18,274 Building $187,873
2025$3,677.00 (+4.4%)$206,147 (+10.05%) Land $18,274 Building $187,873$206,147 (+10.05%) Land $18,274 Building $187,873
2023$187,315 Land $15,228 Building $172,087$187,315 Land $15,228 Building $172,087
2022$3,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POINT
serves 3,600 people · EPA ID TX1900004
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2023
Haloacetic acids
resolved · Jul 2021
Treatment and ProcedureCorrosion control
Oct 2017
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Peoples Communications
Fiber · Fixed Wireless		1,000 / 1,000
Nextlink
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

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