340 N Cherry St, Banning, CA 92220 Property Records

Riverside County property record for 340 N Cherry St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 584 sqft · built 1950
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (May 2023)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`541-132-006`

Property Details

APN / Parcel Number

Primary APN	`541-132-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	584 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	541132006
Street Address	340 N CHERRY ST
City	BANNING
State	CA
Zip	92220-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 31 MB 019/046 ESPINOSA SUB UNIT 2
Legal Subdivision	ESPINOSA SUB
Legal Lot Number	31
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	4
Census Block	4024
Census Tract	44200

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	340 N CHERRY ST, BANNING, CA 92220-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Jan 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage BENITO AVILA
Oct 21, 2022	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	2023-0143625
Record Updated	Jun 8, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 18, 2023
Property Address	340 N CHERRY ST, BANNING, CA 92220-5802
Document Number	0000143625
Map Reference	MB 19 PG 46
Instrument Date	May 16, 2023
Instrument	2023-0143625
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 N CHERRY ST, BANNING, CA 92220-5802

Mortgage

Document Number	0000143626
Date	May 18, 2023
Instrument	2023-0143626

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	340 N CHERRY ST, BANNING, CA 92220-5802
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7178 PALM AVE, HIGHLAND, CA 92346-3261

Mortgage

Document Number	0000028479
Date	Jan 31, 2023
Instrument	2023-0028479

Lender

Name	BENITO AVILA
Type	Private Party
Address	919 DEL RANCHO CT, MONTCLAIR, CA 91762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 21, 2022
Property Address	340 N CHERRY ST, BANNING, CA 92220-5802
Document Number	0000438683
Map Reference	MB 19 PG 46
Instrument Date	Oct 11, 2022
Instrument	2022-0438683
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7178 PALM AVE, HIGHLAND, CA 92346-3261

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,750.00 (+119.7%)	$341,251 (+127.5%) Land $78,030 Building $263,221
2023	$2,162.00 (+891.74%)	$150,000 Land $75,001 Building $74,999
2022	$218.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

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