340 N Central Ave, Staunton, VA 24401 Property Records

Staunton City property record for 340 N Central Ave, Staunton, VA 24401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	12,300 sqft · built 1971
Lot Size	0.605 acres (26,357 sqft)
Owner	Company Name on Record
Last Sale	$1,355,945 (Aug 2020)
Tax Bill	$9,886 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`101823`

Property Details

APN / Parcel Number

Primary APN	`101823`

Interior

Total Rooms	3 Rooms
Stories	1 Story
Building Area	12,300 sqft Total Area
Gross Area	12,669 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	26,357 sqft (0.605 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	340 N CENTRAL AVE
City	STAUNTON
State	VA
Zip	24401-3311
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B2
Legal Description	LOT A REVISED ON A RECORDED PLAT INST # 200001044
Legal Lot Number	A
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1004
Census Tract	100

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	314 ADAHI RD SE, VIENNA, VA 22180-5903
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 17, 2020	Deed, Transfer · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	20202185
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	340 N CENTRAL AVE, STAUNTON, VA 24401-3311
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	BANKERS TITLE SHENANDOAH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 ADAHI RD SE, VIENNA, VA 22180-5903

Mortgage

Document Number	0210004201
Date	Dec 10, 2021
Instrument	210004201

Lender

Name	FIRST BANK
Type	Bank
Address	STRASBURG, VA 22657

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Aug 17, 2020
Property Address	340 N CENTRAL AVE, STAUNTON, VA 24401-3311
Document Number	0200002185
Instrument Date	Aug 12, 2020
Instrument	200002185
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	BANKERS TITLE/SHENANDOAH, BANKERS TITLE SHENANDOAH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,356.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 N CENTRAL AVE, STAUNTON, VA 24401-3311

Mortgage

Document Number	0200002186
Date	Aug 17, 2020
Instrument	200002186

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,886.00 (-2.24%)	$1,086,400 (+11.72%) Land $118,600 Building $967,800	$1,086,400 (+11.72%) Land $118,600 Building $967,800
2023	$10,113.00	$972,400 Land $118,600 Building $853,800	$972,400 Land $118,600 Building $853,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	16 (1996–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks.

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