340 Mountain View Rd, Benton, TN 37307 Property Records

Polk County property record for 340 Mountain View Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,218 sqft · built 1998
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$128,900 (Mar 2018)
Tax Bill	$652 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070036 01109`

Property Details

APN / Parcel Number

Primary APN	`070036 01109`
Alternative APN	`036 01109`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	340 MOUNTAIN VIEW RD
City	BENTON
State	TN
Zip	37307-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	MOUNTAIN SPRINGS
Legal Lot Number	2,3
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2054
Census Tract	950204

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 MOUNTAIN VIEW RD, BENTON, TN 37307-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	18000633
Deed Book / Page	WD308 / 298
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	340 MOUNTAIN VIEW RD, BENTON, TN 37307-4610
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00TD550/47
Date	Oct 13, 2021
Book Page	TD550/47
Instrument	21002921

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Mar 26, 2018
Property Address	340 MOUNTAIN VIEW RD, BENTON, TN 37307-4610
Document Number	0WD308/298
Book / Page	WD308 / 298
Map Reference	MB 16 PG 47
Instrument Date	Mar 16, 2018
Instrument	18000633
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	REALTY TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 MOUNTAIN VIEW RD, BENTON, TN 37307-4610

Mortgage

Document Number	0018000634
Date	Mar 26, 2018
Instrument	18000634

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$652.00	$38,575 (-) Land $3,325 Building $35,250
2024	$652.00	$38,575 (-) Land $3,325 Building $35,250
2023	$652.00 (+6.71%)	$38,575 (+58.58%) Land $3,325 Building $35,250	$154,300 (+58.58%) Land $13,300 Building $141,000
2022	$611.00	$24,325 Land $3,325 Building $21,000	$97,300 Land $13,300 Building $84,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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