340 Main St, Middleburgh, NY 12122 Property Records

Schoharie County and Middleburgh Town property record for 340 Main St, Middleburgh, NY 12122

Property Summary

Property TypeService Station & Convenience Store
Details1,710 sqft · built 1971
Lot Size0.48 acres (20,909 sqft)
OwnerCompany Name on File
Last Sale$600,000 (Jan 2023)
Tax Bill$23,902 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Oct 2022 Sale
Flood ZoneZone AE (high risk)
APN433801 106.15-4-19

Property Details

APN / Parcel Number

Primary APN433801 106.15-4-19
Alternative APNs
  • 380110601500040190000000
  • 491A100233

Interior

Stories1 Story
Building Area1,710 sqft Gross Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions185 ft deep x 166 ft wide
Shed1 Shed
Shed Area767 sqft
Canopy576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number491A100233
Street Address340 MAIN ST
CityMIDDLEBURGH
StateNY
Zip12122
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station & Convenience Store
Local Zoning CodeC
Legal Block4
Legal Lot Number19.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionMIDDLEBURGH
Census Block Group5
Census Block5028
Census Tract740700

Owner

340 Main St, a commercial property, is owned by a company that bought it in January 2023.

Source: Schoharie County and Middleburgh Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address109 PLEASANTVIEW DR, COBLESKILL, NY 12043-5052
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
GHAZALA AHMED
Oct 3, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2023 · Amount on File
Deed SaleJan 9, 2023 · Amount on File
Prior SaleOct 3, 2022 · Amount on File
Deed Document Number2023820122
Deed Book / Page1182 / 20
Prior Transfer DateNov 11, 1999
Prior Transfer Doc0664000200
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJan 9, 2023
Property Address340 MAIN ST, MIDDLEBURGH, NY 12122
Document Number0001182/20
Book / Page1182 / 20
Instrument DateJan 4, 2023
Instrument820122
Transaction TypeTransfer
Record UpdatedJan 31, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 MAIN ST, MIDDLEBURGH, NY 12122

Mortgage

Document Number0000820124
DateJan 9, 2023
Instrument820124
Lender
NameGHAZALA AHMED
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateOct 3, 2022
Property Address340 MAIN ST, MIDDLEBURGH, NY 12122
Document Number0001175/79
Book / Page1175 / 79
Instrument DateSep 7, 2022
Instrument818131
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 PLEASANTVIEW DR, COBLESKILL, NY 12043-5052

Tax Assessment & Valuation

The 2026 property tax bill for 340 Main St was $23,902, up 2.1% from the year before.

Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionMiddleburgh Town
MunicipalityMiddleburgh Village
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,902.00 (+2.11%)
2025$23,409.00$350,000 Land $18,000 Building $332,000$752,688 Land $38,710 Building $713,978
2023$350,000 (-) Land $18,000 Building $332,000$686,275 (+5.88%) Land $35,294 Building $650,981
2022$350,000 Land $18,000 Building $332,000$648,148 Land $33,333 Building $614,815
2021$6,485.00 (-68.68%)
2020$20,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 50 policies
Nearby Flood Policies50 in force
Nearby Flood Claims124 (1980–2021)
Claims Outside the SFHA11 of 124
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 73 claims
  • Severe Storms And Flooding, Apr 2005 · 23 claims
  • Flooding, Apr 1987 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURGH VILLAGE
serves 1,500 people · EPA ID NY4700096
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MIDTEL
Fiber
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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